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<\/span><\/figcaption><\/figure>New Delhi: Google<\/a> India Digital Services Pvt Ltd, which operates the GPay app<\/a>, has told the Delhi High Court<\/a> that it is allowed to share customers transaction data with third parties with the prior permission of NPCI<\/a> and payment service providing (PSP) banks. The submission has been made by Google in its affidavit filed before a bench of Chief Justice D N Patel and Justice Prateek Jalan in response to a PIL seeking action against 'Google Pay<\/a>' (GPay) for allegedly violating the RBI<\/a>'s guidelines related to data localisation, storage and sharing.

The high court on Thursday listed the matter for hearing on November 10 as the Centre and Reserve Bank of India (RBI) have not filed their responses yet.

Google, in its affidavit, has contended that under the Unified Payment Interface (UPI) procedural guidelines, issued by the National Payments Corporation of India (NPCI), apps like GPay are permitted to share customers transaction data with third parties and group companies with prior permission of NPCI and PSP banks.

It has also said that GPay only stores ordinary customer data -- like name, address, email ID and transaction related details -- in accordance with the NPCI guidelines and not payment sensitive data like debit card number or UPI PIN<\/a>.

A customer's payment sensitive data is stored only on the servers of the PSP bank, it has claimed.

The affidavit was filed in response to the petition by advocate Abhishek Sharma who has sought a direction to Google not to share any data from UPI switch with any other party.

Google has contended that it was complying with the NPCI procedural guidelines which govern functioning of all third party application providers (TPAPs) like GPay.

It has also claimed that the petition was not maintainable as Sharma has available to him several alternate remedies like the customer care feature in the app or approaching the NPCI in accordance with the Payment and Settlement Systems Act of 2007 or asking RBI to exercise its supervisory jurisdiction.

Google has further contended that there are other TPAPs like GPay, but the petition has been \"selectively filed\" against it.

Sharma, in his plea, has also sought a direction to Google to give an undertaking to not store data on its app under UPI ecosystem and further not to share it with any third party, including its holding or parent company.

The plea has claimed that the company was storing personal sensitive data in contravention of UPI procedural guidelines of October 2019, which allows such data to be stored only by PSP bank systems and not by any third party application.

Google has denied the claim, saying customers' payment sensitive data is stored with the PSP banks and GPay only accesses it in accordance with the guidelines.

It has also denied the allegation that it accesses customers' location to gain revenue from offering highly targeted or personalised advertising opportunities to advertisers.<\/body>","next_sibling":[{"msid":78299815,"title":"Google files for CCI approval for stake buy in Jio Platforms","entity_type":"ARTICLE","link":"\/news\/google-files-for-cci-approval-for-stake-buy-in-jio-platform\/78299815","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":78299839,"entity_type":"ARTICLE","title":"Allowed to share GPay customer transaction info with 3rd parties with NPCI permission:Google to HC","synopsis":"Google India Digital Services Pvt Ltd, which operates the GPay app, has told the Delhi High Court that it is allowed to share customers transaction data with third parties with the prior permission of NPCI and payment service providing (PSP) banks.","titleseo":"telecomnews\/allowed-to-share-gpay-customer-transaction-info-with-3rd-parties-with-npci-permissiongoogle-to-hc","status":"ACTIVE","authors":[],"analytics":{"comments":0,"views":280,"shares":0,"engagementtimems":1383000},"Alttitle":{"minfo":""},"artag":"PTI","artdate":"2020-09-24 20:36:10","lastupd":"2020-09-24 20:40:34","breadcrumbTags":["google","Google Pay","gpay app","delhi high court","RBI","Google Wallet","NPCI","UPI PIN","Internet"],"secinfo":{"seolocation":"telecomnews\/allowed-to-share-gpay-customer-transaction-info-with-3rd-parties-with-npci-permissiongoogle-to-hc"}}" data-authors="[" "]" data-category-name="" data-category_id="" data-date="2020-09-24" data-index="article_1">

允许GPay客户交易信息与第三方分享NPCI许可:谷歌HC

谷歌印度数字服务Pvt Ltd,运营GPay应用,已告知德里高等法院,它允许共享客户交易数据与第三方的事先许可NPCI和支付服务提供(PSP)的银行。

  • 更新2020年9月24日08:40点坚持
阅读: 100年行业专业人士
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新德里消息:谷歌印度数字服务Pvt Ltd公司的GPay应用,已告知德里高等法院它允许共享客户交易数据与第三方的事先批准NPCI银行和支付服务提供(PSP)。提交由谷歌在其证词提交前的长椅上的首席大法官D N Patel和正义Prateek道路针对公益诉讼寻求行动的谷歌支付因涉嫌违反”(GPay)印度储备银行数据本地化相关的指导方针,存储和共享。

最高法院周四听到11月10日的问题列出中心和印度储备银行(RBI)还没有提起他们的反应。

广告
的证词,谷歌声称,在统一的支付接口(UPI)程序指南,印度国家颁发的支付公司(NPCI),允许应用程序像GPay与第三方分享客户交易数据和集团公司NPCI和PSP银行事先批准。

也只说GPay商店普通客户数据——比如姓名,地址,电子邮件ID和事务相关的细节——按照NPCI指导方针而不是敏感数据如借记卡号码或付款UPI销。

客户的付款敏感数据只存储在服务器上的PSP银行,声称。

在应对申请提交的证词是提倡的阿布Sharma曾寻求方向从UPI谷歌不共享任何数据转换与任何其他方。

谷歌声称它是遵守NPCI程序指南的管理运作的第三方应用程序提供商(比如GPay TPAPs)。

还声称,请愿书并不像Sharma的维护提供给他一些替代疗法,如客户关怀功能或接近NPCI依照2007年的支付和结算系统法案或要求央行行使监督管辖。

广告
谷歌进一步认为还有其他TPAPs GPay一样,但是请愿书已经选择性地提起“反对它。

沙玛,在他认罪,也寻求方向谷歌给下一个承诺不存储数据应用UPI生态系统,进一步不与任何第三方分享,包括其控股或母公司。

请求已经声称,该公司将个人敏感数据存储在违反UPI程序指南2019年10月,只允许将这些数据存储由PSP银行系统并不是由任何第三方应用程序。

谷歌否认了这一说法,称客户敏感数据存储与PSP付款银行和GPay只访问它按照指导方针。

它还否认了这一指控,访问客户的位置来获得收入提供针对性强的广告或个性化广告的机会。
  • 发布于2020年9月24日08:36点坚持
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  • 允许GPay客户交易信息与第三方分享NPCI许可:谷歌HC
\"\"
<\/span><\/figcaption><\/figure>New Delhi: Google<\/a> India Digital Services Pvt Ltd, which operates the GPay app<\/a>, has told the Delhi High Court<\/a> that it is allowed to share customers transaction data with third parties with the prior permission of NPCI<\/a> and payment service providing (PSP) banks. The submission has been made by Google in its affidavit filed before a bench of Chief Justice D N Patel and Justice Prateek Jalan in response to a PIL seeking action against 'Google Pay<\/a>' (GPay) for allegedly violating the RBI<\/a>'s guidelines related to data localisation, storage and sharing.

The high court on Thursday listed the matter for hearing on November 10 as the Centre and Reserve Bank of India (RBI) have not filed their responses yet.

Google, in its affidavit, has contended that under the Unified Payment Interface (UPI) procedural guidelines, issued by the National Payments Corporation of India (NPCI), apps like GPay are permitted to share customers transaction data with third parties and group companies with prior permission of NPCI and PSP banks.

It has also said that GPay only stores ordinary customer data -- like name, address, email ID and transaction related details -- in accordance with the NPCI guidelines and not payment sensitive data like debit card number or UPI PIN<\/a>.

A customer's payment sensitive data is stored only on the servers of the PSP bank, it has claimed.

The affidavit was filed in response to the petition by advocate Abhishek Sharma who has sought a direction to Google not to share any data from UPI switch with any other party.

Google has contended that it was complying with the NPCI procedural guidelines which govern functioning of all third party application providers (TPAPs) like GPay.

It has also claimed that the petition was not maintainable as Sharma has available to him several alternate remedies like the customer care feature in the app or approaching the NPCI in accordance with the Payment and Settlement Systems Act of 2007 or asking RBI to exercise its supervisory jurisdiction.

Google has further contended that there are other TPAPs like GPay, but the petition has been \"selectively filed\" against it.

Sharma, in his plea, has also sought a direction to Google to give an undertaking to not store data on its app under UPI ecosystem and further not to share it with any third party, including its holding or parent company.

The plea has claimed that the company was storing personal sensitive data in contravention of UPI procedural guidelines of October 2019, which allows such data to be stored only by PSP bank systems and not by any third party application.

Google has denied the claim, saying customers' payment sensitive data is stored with the PSP banks and GPay only accesses it in accordance with the guidelines.

It has also denied the allegation that it accesses customers' location to gain revenue from offering highly targeted or personalised advertising opportunities to advertisers.<\/body>","next_sibling":[{"msid":78299815,"title":"Google files for CCI approval for stake buy in Jio Platforms","entity_type":"ARTICLE","link":"\/news\/google-files-for-cci-approval-for-stake-buy-in-jio-platform\/78299815","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":78299839,"entity_type":"ARTICLE","title":"Allowed to share GPay customer transaction info with 3rd parties with NPCI permission:Google to HC","synopsis":"Google India Digital Services Pvt Ltd, which operates the GPay app, has told the Delhi High Court that it is allowed to share customers transaction data with third parties with the prior permission of NPCI and payment service providing (PSP) banks.","titleseo":"telecomnews\/allowed-to-share-gpay-customer-transaction-info-with-3rd-parties-with-npci-permissiongoogle-to-hc","status":"ACTIVE","authors":[],"analytics":{"comments":0,"views":280,"shares":0,"engagementtimems":1383000},"Alttitle":{"minfo":""},"artag":"PTI","artdate":"2020-09-24 20:36:10","lastupd":"2020-09-24 20:40:34","breadcrumbTags":["google","Google Pay","gpay app","delhi high court","RBI","Google Wallet","NPCI","UPI PIN","Internet"],"secinfo":{"seolocation":"telecomnews\/allowed-to-share-gpay-customer-transaction-info-with-3rd-parties-with-npci-permissiongoogle-to-hc"}}" data-news_link="//www.iser-br.com/news/allowed-to-share-gpay-customer-transaction-info-with-3rd-parties-with-npci-permissiongoogle-to-hc/78299839">