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It said the card, which will be linked with Apple's Wallet app, will allow users to set spending goals, track rewards, and manage balances.
The new cards will be rolled out to employees for testing in next few weeks and will be launched later this year.
The deal will benefit both the companies tap into new income sources. Apple has been sharpening its focus on its services business, including the App Store, mobile payments and music streaming after a recent dip in iPhone<\/a> sales, which generate most of the company's profit.
Goldman is also looking to increase its consumer loans to offset dips in its trading business. Apple did not immediately respond to Reuters' request for a comment. Goldman declined to comment.
The joint card, which will use Mastercard's payment network, offers a cash back of about 2% on most purchases. Spending on Apple products and services could potentially result in more cashbacks, some of the people told the publication.
Goldman Sachs has already started adding customer-support call centers, and building an internal system to handle payments, a project that could cost the bank $200 million, WSJ said, a time when banks are focused on reigning in expenses to boost their bottom lines.
The Wall Street bank could eventually offer other financial products, such as Marcus loans and wealth management services, to Apple customers, the report said.
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卡说,这将与苹果的钱包应用程序,允许用户将支出目标,跟踪奖励和管理平衡。
新卡将在未来几周推出员工进行测试,将于今年晚些时候推出。
这笔交易将受益公司挖掘新的收入来源。苹果公司一直在加强其关注其服务业务,包括应用程序商店、移动支付和音乐流媒体在近期下降iPhone销售产生的大部分公司的利润。
高盛也希望增加其消费贷款,以抵消蘸其交易业务。苹果没有立即回复路透社的评论请求。高盛拒绝置评。
联合卡,使用万事达卡支付网络,提供了大约2%的现金返还在大多数购买。苹果产品和服务的支出可能会导致更多的超市夜未眠,一些人告诉出版物。
高盛(Goldman Sachs)已经开始添加客户支持呼叫中心,和建立一个内部系统来处理付款,一个项目可能成本银行2亿美元,《华尔街日报》说,当银行的重点是强化费用提升利润。
华尔街银行最终可能提供其他金融产品,比如马库斯贷款和财富管理服务,苹果用户,报告说。
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