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大型科技金融服务打造成系统性问题像过度举债:央行行长Das
Das的言论时,已经有许多借款人所引发的自杀事件的严厉指控复苏了代理商的实践。
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BSNL名字六个官员被迫退休
强制退休的军官派是印度电信服务(其)干部分批从1988年到1992年。
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“他们(大型科技股)有风险,需要正确地评估和处理,”达斯说,虽然在2022年由金融表达现代BFSI峰会。
这些公司包括实体电子商务、搜索引擎和社会媒体平台已开始提供金融服务的“大”自己的或通过合作,他补充说,这是导致使用信用评估的新方法。
Das表示部署的复苏方法像打电话偶尔或使用下流的语言是“不可接受的”,确保印度储备银行支付“严重关注”这样的事件,以确保必要的采取行动遏制此类活动。
他说的大部分报告这种情况下不受监管的实体,但补充说,中央银行也遇到这样的战术被实体由印度储备银行监管,并敦促所有玩家也特别留意。
在评论时,已经有许多借款人所引发的自杀事件的严厉指控复苏了代理商的实践。
中央银行将继续以其作用促进创新在试图遏制系统性的挑战,他补充说,印度央行将很快推出一篇论文数字放贷。
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\"They (big tech) carry risks, which need to be properly assessed and dealt with,\" Das said while speaking at Modern BFSI Summit 2022 organised by Financial Express.
Such companies can include entities in e-commerce, search engines and social media platforms that have started to offer financial services in a \"big way\" on their own or through tie-ups, he said, adding this is leading to the use of new methodologies in credit assessment.
<\/div><\/div>\"Such large-scale use of new methodologies in credit assessment can create systemic concerns like overleverage, inadequate credit assessment and similar other risks,\" he added.
Das said deploying harsh recovery methods like calling up at odd hours or using foul language is \"unacceptable\" and assured that the RBI is paying \"serious attention\" to such happenings to ensure necessary action is taken to curb such activities.
He said most of such instances are reported from unregulated entities, but added that the central bank has also come across such tactics being used by entities regulated by the RBI, and urged all players to give special attention to the same.
The comments came at a time when there have been allegations of suicides by many borrowers triggered by harsh recovery practices by agents.
The central bank will continue with its role to foster innovation while trying to contain the systemic challenges, he said, adding that the RBI will soon come out with a discussion paper on digital lending.<\/div><\/div>
Das said deploying harsh recovery methods like calling up at odd hours or using foul language is \"unacceptable\" and assured that the RBI is paying \"serious attention\" to such happenings to ensure necessary action is taken to curb such activities.
He said most of such instances are reported from unregulated entities, but added that the central bank has also come across such tactics being used by entities regulated by the RBI, and urged all players to give special attention to the same.
The comments came at a time when there have been allegations of suicides by many borrowers triggered by harsh recovery practices by agents.
The central bank will continue with its role to foster innovation while trying to contain the systemic challenges, he said, adding that the RBI will soon come out with a discussion paper on digital lending.<\/div><\/div>
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