New Delhi: Google<\/a> has so far removed about 100 instant loan apps<\/a> from its PlayStore<\/a> in the country that were involved in alleged collection of personal data and its misuse, fraudulent and unlawful practices of physical threats and use of other coercive methods for recovery of loans, according to the Ministry of Electronics & Information Technology (MeitY). 谷歌迄今约100即时删除贷款应用程序从PlayStore参与所谓的国家收集个人数据和它的滥用,欺诈和违法行为的物理威胁和使用其他强制方法恢复贷款,据电子与信息技术(MeitY)。 新德里消息:谷歌迄今为止大约100即时删除吗贷款程序从它的PlayStore参与所谓的国家收集个人数据和它的滥用,欺诈和违法行为的物理威胁和使用其他强制方法恢复贷款,据电子与信息技术(MeitY)。
Answering a query in the Lok Sabha, the IT Ministry<\/a> said that upon being notified by law enforcement agencies of the availability of certain money lending apps that were possibly not in compliance with the applicable legal and regulatory framework, Google has already removed about 100 such apps since December 2020 till January 20, 2021.
The IT ministry said it received a number of public grievances against frauds and the malpractices by few online instant loan applications available on internet including on Google PlayStore<\/a>.
Google last month informed that it reviewed hundreds of personal loan apps<\/a> in India and pulled down several of them found to be violating its app policies.
The company said it has asked the developers of the remaining identified apps to demonstrate that they comply with applicable local laws and regulations in India.
\"We have reviewed hundreds of personal loan apps in India, based on flags submitted by users and government agencies,\" said Suzanne Frey, Vice President, Product, Android Security<\/a> and Privacy.
The Reserve Bank of India<\/a> (RBI) in December said that legitimate public lending activities can be undertaken by banks, NBFCs registered with RBI and other entities who are regulated by the state governments under appropriate statutory provisions such as Money Lending Acts.
\"Members of the public were cautioned not to fall prey to such unscrupulous activities and were requested to verify the antecedents of the company\/firm offering loans online or through mobile apps,\" the RBI had said.
As per the \"Google Play Developer Policy\", financial services apps that offer personal loans are required to disclose key information such as minimum and maximum periods of repayment, maximum annual percentage rate, and a representative example of the total loan cost.
To help further ensure that users are not subject to unfair terms, only personal loan apps with full repayment required in greater than or equal to 60 days from the date the loan is issued are permitted, according to Google policy.
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谷歌删除100欺诈即时贷款应用程序在印度:政府
在人民院回答查询,这部门说,在被执法机构通知的某些金钱借贷应用程序的可用性可能不符合适用的法律和监管框架,谷歌已经删除了大约100个这样的应用程序自2020年12月到1月20日,2021年。
谷歌上月告知了数百个个人贷款应用程序在印度和拉几个人发现违反它的应用策略。
该公司表示,它已要求剩下的识别应用的开发者来证明他们符合适用的当地法律法规在印度。
“我们已经回顾了数以百计的个人贷款应用程序在印度,根据用户提交的旗帜和政府机构,”苏珊弗雷说,副总统的产品,安卓系统安全和隐私。
储备印度银行(RBI)去年12月表示,合法的公共借贷活动可以由银行,nbfc在央行和其他实体注册监管由国家政府在适当的法定条款如金钱借贷行为。
“公众被警告不要落入这样的不法活动和要求来验证公司的前身/公司提供贷款在线或通过手机应用程序,“印度央行曾表示。
按照“谷歌开发者政策”,金融服务应用程序提供个人贷款要求披露重要信息,如最小和最大还款时期,最大年度百分率,贷款总成本的一个代表性的例子。
进一步帮助确保用户不受不公平的条款,只有个人贷款应用程序完全偿还要求大于等于60天从贷款允许发行之日起,根据谷歌的政策。
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New Delhi: Google<\/a> has so far removed about 100 instant loan apps<\/a> from its PlayStore<\/a> in the country that were involved in alleged collection of personal data and its misuse, fraudulent and unlawful practices of physical threats and use of other coercive methods for recovery of loans, according to the Ministry of Electronics & Information Technology (MeitY).
Answering a query in the Lok Sabha, the IT Ministry<\/a> said that upon being notified by law enforcement agencies of the availability of certain money lending apps that were possibly not in compliance with the applicable legal and regulatory framework, Google has already removed about 100 such apps since December 2020 till January 20, 2021.
The IT ministry said it received a number of public grievances against frauds and the malpractices by few online instant loan applications available on internet including on Google PlayStore<\/a>.
Google last month informed that it reviewed hundreds of personal loan apps<\/a> in India and pulled down several of them found to be violating its app policies.
The company said it has asked the developers of the remaining identified apps to demonstrate that they comply with applicable local laws and regulations in India.
\"We have reviewed hundreds of personal loan apps in India, based on flags submitted by users and government agencies,\" said Suzanne Frey, Vice President, Product, Android Security<\/a> and Privacy.
The Reserve Bank of India<\/a> (RBI) in December said that legitimate public lending activities can be undertaken by banks, NBFCs registered with RBI and other entities who are regulated by the state governments under appropriate statutory provisions such as Money Lending Acts.
\"Members of the public were cautioned not to fall prey to such unscrupulous activities and were requested to verify the antecedents of the company\/firm offering loans online or through mobile apps,\" the RBI had said.
As per the \"Google Play Developer Policy\", financial services apps that offer personal loans are required to disclose key information such as minimum and maximum periods of repayment, maximum annual percentage rate, and a representative example of the total loan cost.
To help further ensure that users are not subject to unfair terms, only personal loan apps with full repayment required in greater than or equal to 60 days from the date the loan is issued are permitted, according to Google policy.
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