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\"\"At a time when financial technology is changing the face of Indian banking, the government is looking to bridge the digital divide. The biggest hurdle here is paper-based authentication and approvals. To bridge this gap iSpirit<\/a> is working with various government agencies to develop IndiaStack<\/a>.<\/em>
\n
\nWhat is IndiaStack?<\/strong> IndiaStack is a paperless and cashless service delivery system being conceived by a digital think tank iSpirit. It can enable the government, the citizens and entrepreneurs to interact with each other through an open digital platform. It is the largest application programming interface that is being developed in order to enable 1.2 billion Indians to get access to goods and services digitally.
\n
\nWhen was it started?<\/strong> It was conceived by the government of India in 2012 when they realised, in order to help services reach the last mile of the Indian population, it needed private technology solutions to be built on the Aadhaar<\/a> database. The project is being pedalled forward by Nandan Nilekani<\/a> the ex-chief of Unique Identification Database Authority of India, who describes it as the \"Whatsapp moment for Indian banking\".
\n
\nWhy is it essential?<\/strong> The government has been striving for a less cash economy to prevent pilferages and last mile connectivity of financial services. While the Aadhaar database allows users to complete all KYC requirements, there is still a gap in getting approvals because of the need for a signature on paper. IndiaStack will be able to bridge that gap through its digital lockers which will allow for digital signatures and seamless API (Application programming interface) integration for authentication through eKYC.
\n
\nHow will it be designed?<\/strong> IndiaStack is conceived as a pyramidal structure based on the Aadhaar database as the base and unified payments interface (UPI<\/a>) that is being developed by NPCI (National Payments Corporation of India) as the top. The two middle stacks comprise digital signatures and eKYC. Nilekani has explained that with the help of digital signatures customers will not need to actually sign a paper document, instead it can digitally sign it by using a smartphone. eKYC will also enable the identity of the customer to be determined digitally as well.
\n
\nHow will it be beneficial?<\/strong> The biggest benefits could be completely digital payments through the UPI infrastructure for a less cash economy. Also, loan approval through eKYC and digital signatures could be done faster in a paperless fashion. Both these steps can bring people without access to digital payments to come within the digital fold.\n\n<\/body>","next_sibling":[{"msid":53392865,"title":"Yahoo pulled plug on Bengaluru R&D, but Verizon's keen on it","entity_type":"ARTICLE","link":"\/news\/yahoo-pulled-plug-on-bengaluru-rd-but-verizons-keen-on-it\/53392865","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":53393433,"entity_type":"ARTICLE","title":"How IndiaStack can bridge country\u2019s digital divide","synopsis":"IndiaStack can enable the government, the citizens and entrepreneurs to interact with each other through an open digital platform.","titleseo":"telecomnews\/how-indiastack-can-bridge-countrys-digital-divide","status":"ACTIVE","authors":[],"Alttitle":{"minfo":""},"artag":"ET Bureau","artdate":"2016-07-26 12:02:11","lastupd":"2016-07-26 12:04:36","breadcrumbTags":["industry","Nandan Nilekani","AADHAAR","iSPIRIT","UPI","IndiaStack"],"secinfo":{"seolocation":"telecomnews\/how-indiastack-can-bridge-countrys-digital-divide"}}" data-authors="[" "]" data-category-name="" data-category_id="" data-date="2016-07-26" data-index="article_1">

IndiaStack如何桥国家的数字鸿沟

IndiaStack可以使政府、公民和企业家相互作用通过开放的数字平台。

  • 更新于2016年7月26日上午点坚持
时金融技术正在改变面对印度银行,政府正寻求数字鸿沟的桥梁。这里的最大障碍是纸质身份验证和批准。弥合这一差距iSpirit与各种政府机构正在开发IndiaStack。

IndiaStack是什么?IndiaStack无纸化、无现金服务交付系统由数字智囊团iSpirit构思。它可以使政府、公民和企业家相互作用通过开放的数字平台。它是最大的应用程序编程接口,正在开发,以使12亿印度人获得商品和服务数字化。

它是什么时候开始的?2012年由印度政府当他们意识到,为了帮助服务达到最后一英里的印度人,它需要建立在私人技术解决方案Aadhaar数据库。项目正在向前骑行南丹•尼勒卡尼印度的唯一标识数据库的前首席权威,他们将它描述为“Whatsapp时刻对印度银行”。

为什么它是必要的吗?政府一直在争取经济更少的现金,防止偷盗和最后一英里连接的金融服务。KYC虽然Aadhaar数据库允许用户完成所有需求,仍有差距得到批准,因为需要在纸上签名。IndiaStack能够通过其电子储物柜,桥梁将允许数字签名和无缝的API(应用程序编程接口)通过eKYC集成身份验证。

它将如何设计?IndiaStack被设想为一个金字塔形的结构基于Aadhaar数据库作为基础和统一的支付接口(UPI),是由NPCI(印度国家支付公司)。中间的两个堆栈包括数字签名和eKYC。尼勒卡尼解释说,在数字签名的帮助客户实际上不需要签署一份纸质文件,相反,它可以通过使用智能手机进行数字签名。eKYC还将使客户的身份确定数字。

它将如何是有益的?最大的好处可能是完全通过UPI数字支付更少的现金经济基础设施。同时,贷款审批通过eKYC和数字签名可以更快完成无纸化的方式。这两个步骤可以让人们没有数字支付数字内折。
  • 发布于2016年7月26日下午12:02坚持
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\"\"At a time when financial technology is changing the face of Indian banking, the government is looking to bridge the digital divide. The biggest hurdle here is paper-based authentication and approvals. To bridge this gap iSpirit<\/a> is working with various government agencies to develop IndiaStack<\/a>.<\/em>
\n
\nWhat is IndiaStack?<\/strong> IndiaStack is a paperless and cashless service delivery system being conceived by a digital think tank iSpirit. It can enable the government, the citizens and entrepreneurs to interact with each other through an open digital platform. It is the largest application programming interface that is being developed in order to enable 1.2 billion Indians to get access to goods and services digitally.
\n
\nWhen was it started?<\/strong> It was conceived by the government of India in 2012 when they realised, in order to help services reach the last mile of the Indian population, it needed private technology solutions to be built on the Aadhaar<\/a> database. The project is being pedalled forward by Nandan Nilekani<\/a> the ex-chief of Unique Identification Database Authority of India, who describes it as the \"Whatsapp moment for Indian banking\".
\n
\nWhy is it essential?<\/strong> The government has been striving for a less cash economy to prevent pilferages and last mile connectivity of financial services. While the Aadhaar database allows users to complete all KYC requirements, there is still a gap in getting approvals because of the need for a signature on paper. IndiaStack will be able to bridge that gap through its digital lockers which will allow for digital signatures and seamless API (Application programming interface) integration for authentication through eKYC.
\n
\nHow will it be designed?<\/strong> IndiaStack is conceived as a pyramidal structure based on the Aadhaar database as the base and unified payments interface (UPI<\/a>) that is being developed by NPCI (National Payments Corporation of India) as the top. The two middle stacks comprise digital signatures and eKYC. Nilekani has explained that with the help of digital signatures customers will not need to actually sign a paper document, instead it can digitally sign it by using a smartphone. eKYC will also enable the identity of the customer to be determined digitally as well.
\n
\nHow will it be beneficial?<\/strong> The biggest benefits could be completely digital payments through the UPI infrastructure for a less cash economy. Also, loan approval through eKYC and digital signatures could be done faster in a paperless fashion. Both these steps can bring people without access to digital payments to come within the digital fold.\n\n<\/body>","next_sibling":[{"msid":53392865,"title":"Yahoo pulled plug on Bengaluru R&D, but Verizon's keen on it","entity_type":"ARTICLE","link":"\/news\/yahoo-pulled-plug-on-bengaluru-rd-but-verizons-keen-on-it\/53392865","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":53393433,"entity_type":"ARTICLE","title":"How IndiaStack can bridge country\u2019s digital divide","synopsis":"IndiaStack can enable the government, the citizens and entrepreneurs to interact with each other through an open digital platform.","titleseo":"telecomnews\/how-indiastack-can-bridge-countrys-digital-divide","status":"ACTIVE","authors":[],"Alttitle":{"minfo":""},"artag":"ET Bureau","artdate":"2016-07-26 12:02:11","lastupd":"2016-07-26 12:04:36","breadcrumbTags":["industry","Nandan Nilekani","AADHAAR","iSPIRIT","UPI","IndiaStack"],"secinfo":{"seolocation":"telecomnews\/how-indiastack-can-bridge-countrys-digital-divide"}}" data-news_link="//www.iser-br.com/news/how-indiastack-can-bridge-countrys-digital-divide/53393433">