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\"<p>(Representative
(Representative image)<\/span><\/figcaption><\/figure>By Chijioke Ohuocha
<\/strong>
ABUJA: Nigerian regulators have set a flat fee for financial transactions done via mobile phones, replacing a billing system that caused disagreements between telecoms firms and lenders.

The Nigerian Communications Commission<\/a> and central bank said on Tuesday they had agreed a flat fee of 6.98 naira ($0.0183) per transaction to ensure financial inclusion and lower costs.

Nigeria wants to open up its digital financial services sector, which will help millions of Nigerians who do not have bank accounts. But regulation has been caught up with intense lobbying from lenders seeking to protect their turf amid stiff competition and a rise in borrowers renegotiating loans.

The country has more than 20 lenders.

MTN Nigeria, majority-owned by South Africa's MTN Group, runs Nigeria's biggest mobile phone network, serving around 76.5 million people.

A quick code, or unstructured supplementary service data (USSD), sent by mobile phone for transaction is critical for delivering services to Nigeria's underbanked population in a cost effective manner, the regulators said in a statement.

But disputes over fees and who is responsible for paying has often led mobile phone operators to withdraw services.

The regulators said payments to mobile operators for providing the USSD service would be billed to bank customers and that lenders would not impose additional charges.

They did not disclose how much money was owed to mobile operators for the service under the old system, but said a settlement plan was being worked out.

Mobile operators had threatened to suspend lenders from using the quick code service.
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尼日利亚寻求促进手机银行与固定的交易费

尼日利亚通信委员会和中央银行周二表示,他们已经同意6.98奈拉(约合0.0183美元)的固定费用每个事务,以确保金融包容性和更低的成本。

  • 更新2021年3月17日08:06点坚持
阅读: 100年行业专业人士
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< p >(代表图像)< / p >
(代表图片)
由Chijioke Ohuocha
尼日利亚阿布贾:监管机构设定一个固定费用为金融交易通过手机,更换计费系统,导致电信公司和银行之间的分歧。

的尼日利亚通信委员会和央行周二表示,他们已经同意6.98奈拉(约合0.0183美元)的固定费用每个事务,以确保金融包容性和更低的成本。

尼日利亚希望数字金融服务业开放,这将帮助数以百万计的尼日利亚人没有银行账户。但监管已经从银行赶上游说试图保护自己的地盘在激烈竞争和借款人重新贷款。

广告
这个国家有超过20个银行。

MTN尼日利亚、南非的MTN集团控股,尼日利亚最大的移动电话网络运行,为大约7650万人提供服务。

快速代码,或非结构化补充服务数据(USSD),通过手机发送事务提供服务的关键是尼日利亚的人口以成本有效的方式发展,监管机构在一份声明中说。

但争议费用谁负责支付常常导致手机运营商退出服务。

监管机构表示,支付移动运营商提供USSD服务将被银行客户,银行不会征收额外费用。

他们没有透露多少钱是欠移动运营商服务在旧制度下,但表示和解计划在制定当中。

移动运营商威胁要暂停银行使用快速服务代码。
  • 发布于2021年3月17日08:02点坚持
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  • 尼日利亚寻求促进手机银行与固定的交易费
\"&lt;p&gt;(Representative
(Representative image)<\/span><\/figcaption><\/figure>By Chijioke Ohuocha
<\/strong>
ABUJA: Nigerian regulators have set a flat fee for financial transactions done via mobile phones, replacing a billing system that caused disagreements between telecoms firms and lenders.

The Nigerian Communications Commission<\/a> and central bank said on Tuesday they had agreed a flat fee of 6.98 naira ($0.0183) per transaction to ensure financial inclusion and lower costs.

Nigeria wants to open up its digital financial services sector, which will help millions of Nigerians who do not have bank accounts. But regulation has been caught up with intense lobbying from lenders seeking to protect their turf amid stiff competition and a rise in borrowers renegotiating loans.

The country has more than 20 lenders.

MTN Nigeria, majority-owned by South Africa's MTN Group, runs Nigeria's biggest mobile phone network, serving around 76.5 million people.

A quick code, or unstructured supplementary service data (USSD), sent by mobile phone for transaction is critical for delivering services to Nigeria's underbanked population in a cost effective manner, the regulators said in a statement.

But disputes over fees and who is responsible for paying has often led mobile phone operators to withdraw services.

The regulators said payments to mobile operators for providing the USSD service would be billed to bank customers and that lenders would not impose additional charges.

They did not disclose how much money was owed to mobile operators for the service under the old system, but said a settlement plan was being worked out.

Mobile operators had threatened to suspend lenders from using the quick code service.
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