\"\"
\n MUMBAI: Confident that it has done a global first with the Unified Payment Interface (UPI), the National Payments Corporation of India (NPCI) is all set to file a patent application for its latest interoperable payment system, a senior official said today.
\n
\n\"We have decided to file for a patent on the UPI and have already taken the first steps towards that. We have not seen such a system anywhere else in the world,\" the NPCI official, who does not want to be identified, said.
\n
\nAt present, the filing has been done with the patent authorities in the country which is valid for a few more countries, the official said, adding it may take up to two years to receive the final patent.
\n
After launching the UPI first this April at the hands of the then Reserve Bank Governor Raghuram Rajan<\/a>, the central-bank curated Corporation went live with the UPI with 21 banks last month.
\n
\n
\nThe UPI is a payment solution that empowers a recipient to initiate the payment request from a smartphone. It facilitates 'virtual payment address' as a payment identifier for sending and collecting money and works on single click two-factor authentication.
\n
\nAfter the UPI went live, Corporation managing director and chief executive AP Hota had said real-time sending and receiving money through a mobile application, even without a bank account for both the sender and the recipient at such a scale on inter-operable basis had not been attempted anywhere else in the world.
\n
At present it is available only on smartphones running on
Google<\/a>'s Android operating system, but the official today said it will go live on Apple<\/a>'s iOS platform within 45 days.
\n
\n
\nState Bank of India and HDFC Bank, two big retail- focused lenders, will also enter the market with their own offerings, the official said, adding the platform is witnessing up to 5,000 transactions a day which will be scaled up over the next few months.
\n
\n\"Next two-three months will be invested in scaling up the presence and I am sure there will be better adoption as time progresses,\" the official said.
\n
\nMeanwhile, mid-sized private sector lender Yes Bank today launched its UPI offering and also announced a tie-up with 50 merchants to start with on the new platform.
\n
\nBank's digital banking head Ritesh Pai said it aspires to be among top three banks in UPI transactions and capture 5 per cent of the entire payments industry by 2020.<\/body>","next_sibling":[{"msid":54113549,"title":"No headphone jack in iPhone 7 according to Amazon.com page","entity_type":"ARTICLE","link":"\/news\/no-headphone-jack-in-iphone-7-according-to-amazon-com-page\/54113549","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[{"msid":"54087437","title":"Rupee","entity_type":"IMAGES","seopath":"tech-news\/patent-on-upi-technology-to-be-filed-by-npci\/rupee","category_name":"Patent on UPI technology to be filed by NPCI","synopsis":false,"thumb":"https:\/\/etimg.etb2bimg.com\/thumb\/img-size-19540\/54087437.cms?width=150&height=112","link":"\/image\/tech-news\/patent-on-upi-technology-to-be-filed-by-npci\/rupee\/54087437"}],"msid":54161352,"entity_type":"ARTICLE","title":"Patent on UPI technology to be filed by NPCI","synopsis":"Confident that it has done a global first with the Unified Payment Interface (UPI), the National Payments Corporation of India (NPCI) is all set to file a patent application for its latest interoperable payment system, a senior official said today.","titleseo":"telecomnews\/patent-on-upi-technology-to-be-filed-by-npci","status":"ACTIVE","authors":[],"Alttitle":{"minfo":""},"artag":"PTI","artdate":"2016-09-08 08:12:30","lastupd":"2016-09-08 08:14:41","breadcrumbTags":["Google","Apple","Raghuram Rajan","MVAS\/Apps"],"secinfo":{"seolocation":"telecomnews\/patent-on-upi-technology-to-be-filed-by-npci"}}" data-authors="[" "]" data-category-name="" data-category_id="" data-date="2016-09-08" data-index="article_1">

UPI NPCI提交的技术专利

相信它做了全球第一个统一支付接口(UPI),印度的国家支付公司(NPCI)都是将文件最新的可互操作的支付系统的专利申请,今天一位高级官员表示。

  • 更新2016年9月8日08:14点坚持

孟买:相信它做了一个全球第一的统一支付接口(UPI),印度的国家支付公司(NPCI)都是将文件最新的可互操作的支付系统的专利申请,今天一位高级官员表示。

“我们已经决定申请专利UPI已经迈出了第一步。我们还没有看到这样一个系统在世界其他地方,”NPCI官员,谁不愿透露姓名,说。

目前,申请已经完成了国家专利当局对几个国家是有效的,这名官员还说,它可能需要两年的时间获得最终的专利。

首先发射后UPI今年4月的储备银行行长Raghuram Rajan,央行策划公司上线UPI上月21日银行。


UPI的支付解决方案,使接收者发起支付请求从一个智能手机。它促进了“虚拟支付地址”作为支付标识符发送和收集钱和工作在单击双重认证。

UPI上线后,公司董事总经理兼首席执行官美联社Hota说实时发送和接收通过一个移动应用程序,甚至没有一个银行账户发送者和接收者在如此大规模的内部可操作的基础上并没有试图在世界其他地方。

目前只能在智能手机上运行谷歌今天的Android操作系统,但官方表示将上线苹果在45天内的iOS平台。


印度国家银行和HDFC银行两大零售——集中放贷者,还会与自己的产品进入市场,这名官员还说,该平台每天目睹5000交易将扩大在接下来的几个月里。

“未来2 - 3个月将投入扩大存在,我相信会有更好的应用随着时间的推移,”这位官员说。

同时,中型私营部门银行对银行今天推出了UPI祭,还宣布结盟50商人开始在新平台。

银行的电子银行负责人:Pai表示,渴望成为三大银行UPI事务和捕获整个支付行业到2020年的5%。
  • 发布于2016年9月8日08:12点坚持
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\"\"
\n MUMBAI: Confident that it has done a global first with the Unified Payment Interface (UPI), the National Payments Corporation of India (NPCI) is all set to file a patent application for its latest interoperable payment system, a senior official said today.
\n
\n\"We have decided to file for a patent on the UPI and have already taken the first steps towards that. We have not seen such a system anywhere else in the world,\" the NPCI official, who does not want to be identified, said.
\n
\nAt present, the filing has been done with the patent authorities in the country which is valid for a few more countries, the official said, adding it may take up to two years to receive the final patent.
\n
After launching the UPI first this April at the hands of the then Reserve Bank Governor Raghuram Rajan<\/a>, the central-bank curated Corporation went live with the UPI with 21 banks last month.
\n
\n
\nThe UPI is a payment solution that empowers a recipient to initiate the payment request from a smartphone. It facilitates 'virtual payment address' as a payment identifier for sending and collecting money and works on single click two-factor authentication.
\n
\nAfter the UPI went live, Corporation managing director and chief executive AP Hota had said real-time sending and receiving money through a mobile application, even without a bank account for both the sender and the recipient at such a scale on inter-operable basis had not been attempted anywhere else in the world.
\n
At present it is available only on smartphones running on
Google<\/a>'s Android operating system, but the official today said it will go live on Apple<\/a>'s iOS platform within 45 days.
\n
\n
\nState Bank of India and HDFC Bank, two big retail- focused lenders, will also enter the market with their own offerings, the official said, adding the platform is witnessing up to 5,000 transactions a day which will be scaled up over the next few months.
\n
\n\"Next two-three months will be invested in scaling up the presence and I am sure there will be better adoption as time progresses,\" the official said.
\n
\nMeanwhile, mid-sized private sector lender Yes Bank today launched its UPI offering and also announced a tie-up with 50 merchants to start with on the new platform.
\n
\nBank's digital banking head Ritesh Pai said it aspires to be among top three banks in UPI transactions and capture 5 per cent of the entire payments industry by 2020.<\/body>","next_sibling":[{"msid":54113549,"title":"No headphone jack in iPhone 7 according to Amazon.com page","entity_type":"ARTICLE","link":"\/news\/no-headphone-jack-in-iphone-7-according-to-amazon-com-page\/54113549","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[{"msid":"54087437","title":"Rupee","entity_type":"IMAGES","seopath":"tech-news\/patent-on-upi-technology-to-be-filed-by-npci\/rupee","category_name":"Patent on UPI technology to be filed by NPCI","synopsis":false,"thumb":"https:\/\/etimg.etb2bimg.com\/thumb\/img-size-19540\/54087437.cms?width=150&height=112","link":"\/image\/tech-news\/patent-on-upi-technology-to-be-filed-by-npci\/rupee\/54087437"}],"msid":54161352,"entity_type":"ARTICLE","title":"Patent on UPI technology to be filed by NPCI","synopsis":"Confident that it has done a global first with the Unified Payment Interface (UPI), the National Payments Corporation of India (NPCI) is all set to file a patent application for its latest interoperable payment system, a senior official said today.","titleseo":"telecomnews\/patent-on-upi-technology-to-be-filed-by-npci","status":"ACTIVE","authors":[],"Alttitle":{"minfo":""},"artag":"PTI","artdate":"2016-09-08 08:12:30","lastupd":"2016-09-08 08:14:41","breadcrumbTags":["Google","Apple","Raghuram Rajan","MVAS\/Apps"],"secinfo":{"seolocation":"telecomnews\/patent-on-upi-technology-to-be-filed-by-npci"}}" data-news_link="//www.iser-br.com/news/patent-on-upi-technology-to-be-filed-by-npci/54161352">