独家
Paytm希望在月底前成立支付银行
夏尔马表示，他相信随着移动互联网连接的进一步普及，他的业务将进一步增长。
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Ashwini Vaishnaw以腐败指控解雇了10名交通部官员
经验不足16年的军官隶属于JAG，而资历较高的军官则经验较长。SAG级别相当于政府部门的联合秘书，JAG级别相当于局长级别。
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孟买:Paytm
支付银行今年1月，PayTm获得了印度央行(Reserve Bank)的最终批准。他希望在月底前开始运营Vijay Shekhar Sharma今天在这里说。“如果印度央行同意，我们将在本月底拥有自己的银行。银行必须向所有人开放，客户存入的钱不是负债，而是资产。”夏尔马在今日印度的秘密会议上说。
他说，目前的银行模式已经过时了，“范思哲西装不会改变银行模式。我们的支付银行将建立在一种新的模式上，专注于为数亿未得到服务/服务不足的人提供金融服务。”
沙玛表示，有更大的信念渗透在移动互联网连接方面，他的业务将进一步增长。
他说，Paytm目前约有21.5亿用户印度国家银行有20.7个订阅者。
Paytm每月完成约2亿笔交易，而根据印度储备银行的数据，所有其他交易电子钱包总共做了1.9亿笔交易。
“你可以破坏一项业务，但不能破坏一项技术;这是一场海啸，”他在谈到在线支付和智能手机时表示。他补充说，为了进一步深化这一问题，我们需要更好的互联网网络和电信连接。
![\"Paytm](\"https:\/\/st.etb2bimg.com\/Themes\/Release\/images\/responsive\/ettelecom-default.jpg\")
MUMBAI: Paytm<\/a> Payments Bank<\/a>, which got the final approval from the Reserve Bank in January, hopes to start operations by the month-end, PayTm founder and chief executive Vijay Shekhar Sharma<\/a> said here today.\"If the RBI blesses us, we will be able to have our bank by this month-end. Banking must be made available to everyone, the money that the customer puts in isn't a liability but an asset,\" Sharma said at the India Today Conclave here.
Stating that banking in the present form is outdated, he said, \"Versace suits will not change the banking model. Our payments bank will be built on a new model that will be focussed on bringing financial services to the hundreds of millions of unserved\/under-served.\"
<\/div><\/div>Taking a swipe at the way banks have dealt with loans given to industrialists and especially in dealing with the big-ticket defaulters, Sharma said, \"the present financial system penalises a sincere person, but if someone speaks the language of those in the corridors of power, he takes a loan of hundreds of crores and fails to pay it back, he will still manage to live in London or such locales.\"
Sharma expressed belief that with greater penetration<\/a> of mobile Internet connectivity, his business will grow further.
Paytm currently has about 21.5 crore subscribers, Sharma said adding as against this SBI<\/a> has 20.7 subscribers.
Paytm does about 20 crore transactions a month, while according to RBI data, all other e-wallets<\/a> put together do 19 crore transactions.
\"You can undermine a business but not a technology; it is a tsunami,\" he said on online payments and smart phones. To further deepen this, we need better Internet network and telecom connections, he added. <\/div><\/div>
Sharma expressed belief that with greater penetration<\/a> of mobile Internet connectivity, his business will grow further.
Paytm currently has about 21.5 crore subscribers, Sharma said adding as against this SBI<\/a> has 20.7 subscribers.
Paytm does about 20 crore transactions a month, while according to RBI data, all other e-wallets<\/a> put together do 19 crore transactions.
\"You can undermine a business but not a technology; it is a tsunami,\" he said on online payments and smart phones. To further deepen this, we need better Internet network and telecom connections, he added. <\/div><\/div>
Follow and connect with us on Twitter<\/a>, Facebook<\/a>, Linkedin<\/a>, Youtube<\/a><\/div>","HashCode":{"minfo":"-1672421482","minfoseo":"-1672421482"},"latestnewsflag":{"minfo":"1.0","minfoseo":"1-0"},"GEListMatchFound":{"minfo":"1","minfoseo":"1"},"GEPositiveNewsFlag":{"minfo":"1","minfoseo":"1"},"key":{"0":{"keyid":"6357120","value":"PayTM","smid":"0","keynameseo":"PayTM","keytype":"","keycount":"totalcount","weightage":"100"},"1":{"keyid":"90004","value":"penetration","smid":"0","keynameseo":"penetration","keytype":"","keycount":"totalcount","weightage":"60"},"2":{"keyid":"198636","value":"Vijay Shekhar Sharma","smid":"0","keynameseo":"Vijay-Shekhar-Sharma","keytype":"","keycount":"totalcount","weightage":"20"},"3":{"keyid":"13222","value":"SBI","smid":"0","keynameseo":"SBI","keytype":"","keycount":"totalcount","weightage":"20"},"4":{"keyid":"2324069","value":"Payments Bank","smid":"0","keynameseo":"Payments-Bank","keytype":"","keycount":"totalcount","weightage":"20"},"6":{"keyid":"6388138","value":"E-wallets","smid":"0","keynameseo":"E-wallets","keytype":"","keycount":"totalcount","weightage":"20"},"7":{"keyid":"6355118","value":"technology","smid":"0","keynameseo":"technology","keytype":"","keycount":"totalcount","weightage":"15"}},"authorsplit":[],"similarlytagged":[{"msid":"96212881","stname":"Viacom18 explores aggregating digital platforms under 1 super app","artsyn":"For starters, all the sports properties with Viacom18 have been brought on JioCinema, an app which has seen its downloads soar on the back of the football world cup being streamed on the platform for free. It is not yet known whether the IPL will also be housed on JioCinema, though experts believe that the football world cup telecast may have been a practice run of sorts.","seolocation":"telecomnews\/viacom18-explores-aggregating-digital-platforms-under-1-super-app","seolocationalt":"Viacom18 explores aggregating digital platforms under 1 super app","url_seo":"viacom18-explores-aggregating-digital-platforms-under-1-super-app"},{"msid":"95841696","stname":"Can Gautam Adani win India with an app?","artsyn":"If the regional outlook is challenging, evidence from India isn\u2019t very encouraging, either. 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We wish to clarify that these merchants are independent entities, and none of them are our group entities,\" Paytm said in a regulatory filing.","seolocation":"telecomnews\/paytm-says-no-link-with-chinese-loan-merchants-under-ed-scanner","seolocationalt":"Paytm says no link with Chinese loan merchants under ED scanner","url_seo":"paytm-says-no-link-with-chinese-loan-merchants-under-ed-scanner"},{"msid":"93604682","stname":"Paytm, Samsung partner for payment at authorised stores","artsyn":"Customers can make payments and avail of Paytm Postpaid through the deployment of PoS devices at the stores.","seolocation":"telecomnews\/paytm-samsung-partner-for-payment-at-authorised-stores","seolocationalt":"Paytm, Samsung partner for payment at authorised stores","url_seo":"paytm-samsung-partner-for-payment-at-authorised-stores"},{"msid":"93514417","stname":"Paytm plunges 5% as IIAS asks shareholders to vote against CEO reappointment","artsyn":"\u201cWe take comfort in the board\u2019s assertion that the company has an effective mechanism for succession planning for the orderly succession of directors and senior management personnel. We raise concerns that he (Sharma) is not liable to retire by rotation, and that he will get board permanency if he continues in a non-executive capacity following the end of his term as managing director,\u201d IIAS said.","seolocation":"telecomnews\/paytm-plunges-5-as-iias-asks-shareholders-to-vote-against-ceo-reappointment","seolocationalt":"Paytm plunges 5% as IIAS asks shareholders to vote against CEO reappointment","url_seo":"paytm-plunges-5-as-iias-asks-shareholders-to-vote-against-ceo-reappointment"},{"msid":"93459368","stname":"Microsoft becomes first multinational technology firm to join ONDC","artsyn":"Through this, Microsoft intends to introduce social eCommerce, i.e., group buying experience, in the Indian market. The US headquartered tech major intends to launch a shopping app for Indian consumers, along with their social circle, harnessing the ONDC network to discover the best pricing among retailers and sellers, a statement said.","seolocation":"telecomnews\/microsoft-becomes-first-multinational-technology-firm-to-join-ondc","seolocationalt":"Microsoft becomes first multinational technology firm to join ONDC","url_seo":"microsoft-becomes-first-multinational-technology-firm-to-join-ondc"},{"msid":"93367548","stname":"Paytm outage: Company says 'trying to fix the issue'","artsyn":"Many of the traders are even seeking compensation for the loss they suffered in the F&O (futures and options) due to the crash of Paytm Money during the market time.","seolocation":"telecomnews\/paytm-outage-company-says-trying-to-fix-the-issue","seolocationalt":"Paytm outage: Company says 'trying to fix the issue'","url_seo":"paytm-outage-company-says-trying-to-fix-the-issue"},{"msid":"93285982","stname":"PhonePe complains against Paytm employees for burning QR codes","artsyn":"In a complaint filed on July 29 with the Surajpur Lakhnawali police station in the Greater Noida area, PhonePe has alleged that \u201cthese actions may form a part of a larger conspiracy to malign the reputation\u201d of the company and to cause \u201cfurther financial losses.\u201d","seolocation":"telecomnews\/phonepe-complains-against-paytm-employees-for-burning-qr-codes","seolocationalt":"PhonePe complains against Paytm employees for burning QR codes","url_seo":"phonepe-complains-against-paytm-employees-for-burning-qr-codes"},{"msid":"93152767","stname":"Recharging mobile to cost more on Paytm, PhonePe as they start levying platform fee","artsyn":"If you are habitual of doing mobile recharge via Paytm and PhonePe app, then get ready to shell out more. This is because these payment apps have started levying 'platform fee' for doing the transactions on these apps. Read on to know how much you will be charged for doing financial transactions on this platform.","seolocation":"telecomnews\/recharging-mobile-to-cost-more-on-paytm-phonepe-as-they-start-levying-platform-fee","seolocationalt":"Recharging mobile to cost more on Paytm, PhonePe as they start levying platform fee","url_seo":"recharging-mobile-to-cost-more-on-paytm-phonepe-as-they-start-levying-platform-fee"},{"msid":"92797874","stname":"Wary of Google Pay, PhonePe's duopoly in UPI market, MPs to raise issue in Parliament","artsyn":"Together Google Pay, PhonePe, and Paytm have close to 96% of the market share.","seolocation":"telecomnews\/wary-of-google-pay-phonepes-duopoly-in-upi-market-mps-to-raise-issue-in-parliament","seolocationalt":"Wary of Google Pay, PhonePe's duopoly in UPI market, MPs to raise issue in Parliament","url_seo":"wary-of-google-pay-phonepes-duopoly-in-upi-market-mps-to-raise-issue-in-parliament"},{"msid":"92343793","stname":"Cashback drives surge in WhatsApp Pay transactions on UPI","artsyn":"The service, since it started giving cashbacks to users actively over the past couple of weeks, has resulted in a significant surge in daily transaction numbers \u2013 to 2-3 million payments per day up from a few hundred thousand till recently, people briefed on the matter said.","seolocation":"telecomnews\/cashback-drives-surge-in-whatsapp-pay-transactions-on-upi","seolocationalt":"Cashback drives surge in WhatsApp Pay transactions on UPI","url_seo":"cashback-drives-surge-in-whatsapp-pay-transactions-on-upi"},{"msid":"92292462","stname":"India Post Bank may offer services via WhatsApp","artsyn":"An initial tie up between the payment banking arm IPPB \u2014 launched in September 2018 \u2014 and the Meta-owned platform will offer customers services such as checking account balance and option to request the opening of a new bank account on the messaging platform.","seolocation":"telecomnews\/india-post-bank-may-offer-services-via-whatsapp","seolocationalt":"India Post Bank may offer services via WhatsApp","url_seo":"india-post-bank-may-offer-services-via-whatsapp"}],"primeid":0,"storytags":{"categoryTag":{"sectionid":"49830939","sectionname":"TelecomNews","seolocation":"telecomnews","seolocationalt":"telecomnews"},"otherTags":[{"keyid":"6357120","value":"PayTM","smid":"0","keynameseo":"PayTM","keytype":"","keycount":"totalcount","weightage":"100"},{"keyid":"90004","value":"penetration","smid":"0","keynameseo":"penetration","keytype":"","keycount":"totalcount","weightage":"60"},{"keyid":"198636","value":"Vijay Shekhar Sharma","smid":"0","keynameseo":"Vijay-Shekhar-Sharma","keytype":"","keycount":"totalcount","weightage":"20"},{"keyid":"13222","value":"SBI","smid":"0","keynameseo":"SBI","keytype":"","keycount":"totalcount","weightage":"20"},{"keyid":"2324069","value":"Payments Bank","smid":"0","keynameseo":"Payments-Bank","keytype":"","keycount":"totalcount","weightage":"20"},{"keyid":"3140800","value":"MVAS\/Apps","smid":"0","keynameseo":"(MVAS\/Apps)","keytype":"","keycount":"totalcount","weightage":"20"},{"keyid":"6388138","value":"E-wallets","smid":"0","keynameseo":"E-wallets","keytype":"","keycount":"totalcount","weightage":"20"},{"keyid":"6355118","value":"technology","smid":"0","keynameseo":"technology","keytype":"","keycount":"totalcount","weightage":"15"}],"filterTags":[]},"formattedTags":{"companyTags":[],"otherTags":[{"name":"Vijay Shekhar Sharma"},{"name":"Payments Bank"},{"name":"penetration"},{"name":"technology"},{"name":"MVAS\/Apps"},{"name":"E-wallets"},{"name":"PayTM"},{"name":"SBI"}],"newsCategoryTags":[{"name":"TelecomNews","seolocation":"telecomnews"}],"breadcrumbTags":["PayTM","penetration","Vijay Shekhar Sharma","SBI","Payments Bank","MVAS\/Apps","E-wallets","technology"],"filterTags":[]},"breadcrumbTags":["PayTM","penetration","Vijay Shekhar Sharma","SBI","Payments Bank","MVAS\/Apps","E-wallets","technology"],"Alttitle":{"minfo":""},"Altdescription":{"minfo":""},"amp_url":"\/\/www.iser-br.com\/amp\/news\/paytm-hopes-to-start-payments-bank-by-month-end\/57700323","associated":{"articles":{"96212881":{"msid":"96212881","stname":"Viacom18 explores aggregating digital platforms under 1 super app","artsyn":"For starters, all the sports properties with Viacom18 have been brought on JioCinema, an app which has seen its downloads soar on the back of the football world cup being streamed on the platform for free. 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SoftBank had a 17.5% stake in the digital payments and fintech company as of Sept. 30.","seolocation":"telecomnews\/softbank-selling-215-mln-stake-in-indias-paytm-term-sheet","seolocationalt":"SoftBank selling $215 mln stake in India's Paytm: Term sheet","url_seo":"softbank-selling-215-mln-stake-in-indias-paytm-term-sheet"},"95288635":{"msid":"95288635","stname":"UP Cabinet approves amendments in Data Centre 2021 policy","artsyn":"This will enable the government led by Chief Minister Yogi Adityanath to open data centres not only in Noida and Greater Noida but also in other districts. The data centres' capacity will, however, be less than that of the capacity of the newly opened data centre in Greater Noida.","seolocation":"telecomnews\/up-cabinet-approves-amendments-in-data-centre-2021-policy","seolocationalt":"UP Cabinet approves amendments in Data Centre 2021 policy","url_seo":"up-cabinet-approves-amendments-in-data-centre-2021-policy"},"95070164":{"msid":"95070164","stname":"How Mukesh Ambani will use finance to tighten DNA loop","artsyn":"A successful fintech loans platform draws upon what the Bank for International Settlements calls a self-reinforcing \u201cDNA loop,\u201d shorthand for data, network and activity. The digital trail people leave behind on e-commerce or social media sites can be used to bind them into a strong network, which can be harnessed to encourage borrowing activity, leading to yet more data on consumer behavior.","seolocation":"telecomnews\/how-mukesh-ambani-will-use-finance-to-tighten-dna-loop","seolocationalt":"How Mukesh Ambani will use finance to tighten DNA loop","url_seo":"how-mukesh-ambani-will-use-finance-to-tighten-dna-loop"},"94574141":{"msid":"94574141","stname":"Tata Play partners Gamezop to introduce gaming on OTT platform Binge","artsyn":"As part of the deal, Tata Play Binge will offer its users access to 100 games from Gamezop\u2019s library on its platform. Users can enjoy these games on the platform ad-free with subscription (which starts at Rs 59) and ad-supported without subscription.","seolocation":"telecomnews\/tata-play-partners-gamezop-to-introduce-gaming-on-ott-platform-binge","seolocationalt":"Tata Play partners Gamezop to introduce gaming on OTT platform Binge","url_seo":"tata-play-partners-gamezop-to-introduce-gaming-on-ott-platform-binge"},"94438013":{"msid":"94438013","stname":"IPO-bound boAt parent to scale up local manufacturing for global expansion","artsyn":"It expects to manufacture 60 lakh units (nearly double its present output) in H1 of FY23 under its make-in-India strategy and scale it further as the demand and market reach grow, which will also help it launch products faster and at lower prices, Aman Gupta, the co-founder and chief marketing officer, told PTI.","seolocation":"telecomnews\/ipo-bound-boat-parent-to-scale-up-local-manufacturing-for-global-expansion","seolocationalt":"IPO-bound boAt parent to scale up local manufacturing for global expansion","url_seo":"ipo-bound-boat-parent-to-scale-up-local-manufacturing-for-global-expansion"},"94002904":{"msid":"94002904","stname":"Paytm says no link with Chinese loan merchants under ED scanner","artsyn":"\"As a part of ongoing investigations on a specific set of merchants, the ED has sought information regarding such merchants to whom we provide payment processing solutions. We wish to clarify that these merchants are independent entities, and none of them are our group entities,\" Paytm said in a regulatory filing.","seolocation":"telecomnews\/paytm-says-no-link-with-chinese-loan-merchants-under-ed-scanner","seolocationalt":"Paytm says no link with Chinese loan merchants under ED scanner","url_seo":"paytm-says-no-link-with-chinese-loan-merchants-under-ed-scanner"},"93604682":{"msid":"93604682","stname":"Paytm, Samsung partner for payment at authorised stores","artsyn":"Customers can make payments and avail of Paytm Postpaid through the deployment of PoS devices at the stores.","seolocation":"telecomnews\/paytm-samsung-partner-for-payment-at-authorised-stores","seolocationalt":"Paytm, Samsung partner for payment at authorised stores","url_seo":"paytm-samsung-partner-for-payment-at-authorised-stores"},"93514417":{"msid":"93514417","stname":"Paytm plunges 5% as IIAS asks shareholders to vote against CEO reappointment","artsyn":"\u201cWe take comfort in the board\u2019s assertion that the company has an effective mechanism for succession planning for the orderly succession of directors and senior management personnel. We raise concerns that he (Sharma) is not liable to retire by rotation, and that he will get board permanency if he continues in a non-executive capacity following the end of his term as managing director,\u201d IIAS said.","seolocation":"telecomnews\/paytm-plunges-5-as-iias-asks-shareholders-to-vote-against-ceo-reappointment","seolocationalt":"Paytm plunges 5% as IIAS asks shareholders to vote against CEO reappointment","url_seo":"paytm-plunges-5-as-iias-asks-shareholders-to-vote-against-ceo-reappointment"},"93459368":{"msid":"93459368","stname":"Microsoft becomes first multinational technology firm to join ONDC","artsyn":"Through this, Microsoft intends to introduce social eCommerce, i.e., group buying experience, in the Indian market. The US headquartered tech major intends to launch a shopping app for Indian consumers, along with their social circle, harnessing the ONDC network to discover the best pricing among retailers and sellers, a statement said.","seolocation":"telecomnews\/microsoft-becomes-first-multinational-technology-firm-to-join-ondc","seolocationalt":"Microsoft becomes first multinational technology firm to join ONDC","url_seo":"microsoft-becomes-first-multinational-technology-firm-to-join-ondc"},"93367548":{"msid":"93367548","stname":"Paytm outage: Company says 'trying to fix the issue'","artsyn":"Many of the traders are even seeking compensation for the loss they suffered in the F&O (futures and options) due to the crash of Paytm Money during the market time.","seolocation":"telecomnews\/paytm-outage-company-says-trying-to-fix-the-issue","seolocationalt":"Paytm outage: Company says 'trying to fix the issue'","url_seo":"paytm-outage-company-says-trying-to-fix-the-issue"},"93285982":{"msid":"93285982","stname":"PhonePe complains against Paytm employees for burning QR codes","artsyn":"In a complaint filed on July 29 with the Surajpur Lakhnawali police station in the Greater Noida area, PhonePe has alleged that \u201cthese actions may form a part of a larger conspiracy to malign the reputation\u201d of the company and to cause \u201cfurther financial losses.\u201d","seolocation":"telecomnews\/phonepe-complains-against-paytm-employees-for-burning-qr-codes","seolocationalt":"PhonePe complains against Paytm employees for burning QR codes","url_seo":"phonepe-complains-against-paytm-employees-for-burning-qr-codes"},"93152767":{"msid":"93152767","stname":"Recharging mobile to cost more on Paytm, PhonePe as they start levying platform fee","artsyn":"If you are habitual of doing mobile recharge via Paytm and PhonePe app, then get ready to shell out more. This is because these payment apps have started levying 'platform fee' for doing the transactions on these apps. Read on to know how much you will be charged for doing financial transactions on this platform.","seolocation":"telecomnews\/recharging-mobile-to-cost-more-on-paytm-phonepe-as-they-start-levying-platform-fee","seolocationalt":"Recharging mobile to cost more on Paytm, PhonePe as they start levying platform fee","url_seo":"recharging-mobile-to-cost-more-on-paytm-phonepe-as-they-start-levying-platform-fee"},"92797874":{"msid":"92797874","stname":"Wary of Google Pay, PhonePe's duopoly in UPI market, MPs to raise issue in Parliament","artsyn":"Together Google Pay, PhonePe, and Paytm have close to 96% of the market share.","seolocation":"telecomnews\/wary-of-google-pay-phonepes-duopoly-in-upi-market-mps-to-raise-issue-in-parliament","seolocationalt":"Wary of Google Pay, PhonePe's duopoly in UPI market, MPs to raise issue in Parliament","url_seo":"wary-of-google-pay-phonepes-duopoly-in-upi-market-mps-to-raise-issue-in-parliament"},"92343793":{"msid":"92343793","stname":"Cashback drives surge in WhatsApp Pay transactions on UPI","artsyn":"The service, since it started giving cashbacks to users actively over the past couple of weeks, has resulted in a significant surge in daily transaction numbers \u2013 to 2-3 million payments per day up from a few hundred thousand till recently, people briefed on the matter said.","seolocation":"telecomnews\/cashback-drives-surge-in-whatsapp-pay-transactions-on-upi","seolocationalt":"Cashback drives surge in WhatsApp Pay transactions on UPI","url_seo":"cashback-drives-surge-in-whatsapp-pay-transactions-on-upi"},"92292462":{"msid":"92292462","stname":"India Post Bank may offer services via WhatsApp","artsyn":"An initial tie up between the payment banking arm IPPB \u2014 launched in September 2018 \u2014 and the Meta-owned platform will offer customers services such as checking account balance and option to request the opening of a new bank account on the messaging platform.","seolocation":"telecomnews\/india-post-bank-may-offer-services-via-whatsapp","seolocationalt":"India Post Bank may offer services via WhatsApp","url_seo":"india-post-bank-may-offer-services-via-whatsapp"}}}}" data-news-images="[{"msid":"57700333","msname":"paytm","msnameseo":"paytm","mediatype":"1","artdate":"2017-03-18 09:07:00.0","caption":""}]" data-newsletter-by="0" data-newsletter-date="a" data-hasbottomcarousel="" data-alldetailsopen="0" data-multipleanalyticshit="" data-deeplink="https://ettelecom.app.link?$deeplink_path=" data-socialshareformat="default">
