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\"\"After ICICI Bank blocked UPI transactions made through the Flipkart-owned PhonePe app, its cofounder & CEO Sameer Nigam<\/a>, urged the country's largest private bank to cite reasons for its move. About 72 hours ago, ICICI Bank denied permission to its customers to link their accounts to PhonePe. The bank had told TOI in a prepared statement on Sunday, that it had raised 'security concerns' at appropriate forums about PhonePe's access to UPI data.
\n
Nigam wrote in an open letter Monday that due to ICICI Bank's move, about 20,000 transactions had failed which amounted to Rs 5 crore. No one is telling us what the exact issues are, yet ICICI Bank claims the blockade will stay until the concerns are resolved, he said. The timing of ICICI Bank's action against PhonePe is surprising as the app has been live since August last year. PhonePe is a third-party app but it inked a partnership with Yes Bank to go live on UPI. Interestingly, Flipkart<\/a> recently integrated UPI payments on its website and is offering customers cashback on their wallet when they us PhonePe UPI payment.
\n
\"Our UPI payments integration has been live on Flipkart, Myntra and a couple of smaller merchants' websites since Oct 2016. So ICICI had more than two months to inform Yes Bank, NPCI<\/a> or us if they felt our solutions did not meet the UPI guidelines. Either they felt our integration was okay until now, or they felt we were being restrictive but decided to sit on this fact till now for reasons known only to them,\" he said while requesting the bank to share its detailed reservations so that PhonePe can review them. Till Monday evening, PhonePe or Yes Bank did not put out any official communication, claimed Nigam. TOI reported in its January 16 edition that latest developments are indicative of a turf war brewing between the traditional banking firms and new age digital payment companies. The State Bank of India deputy managing director Manju Agarwal<\/a> had told TOI that the bank is making sure customer data doesn't leak and that they were planning to take the issue with the Reserve Bank of India and National Payments Corporation of India ( NPCI<\/a>) to get non-banks blocked.
\n
\nNigam claimed his company had taken all necessary steps before it went live on UPI. \"We went through over a 100 plus use cases, detailed certification, vulnerability assessment, penetration testing and third party application security testing, before NPCI gave us permission to go live.
\n
\nWhile the tussle between ICICI Bank and PhonePe seems to have just started gaining ground, Nigam said he was hoping that ICICI Bank will reverse its move and work towards finding a lasting solution.
\n
\n\n<\/body>","next_sibling":[{"msid":56613872,"title":"Govt to integrate BHIM app with Aadhaar for transactions","entity_type":"ARTICLE","link":"\/news\/govt-to-integrate-bhim-app-with-aadhaar-for-transactions\/56613872","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":56614093,"entity_type":"ARTICLE","title":"PhonePe asks ICICI Bank to cite reasons for blocking transactions","synopsis":"Nigam claimed his company had taken all necessary steps before it went live on UPI.","titleseo":"telecomnews\/phonepe-asks-icici-bank-to-cite-reasons-for-blocking-transactions","status":"ACTIVE","authors":[{"author_name":"Digbijay Mishra","author_link":"\/author\/479221599\/digbijay-mishra","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479221599.cms?width=100&height=100","author_additional":{"thumbsize":false,"msid":479221599,"author_name":"Digbijay Mishra","author_seo_name":"Digbijay-Mishra","designation":"Correspondent","agency":false}}],"Alttitle":{"minfo":""},"artag":"TNN","artdate":"2017-01-17 08:51:51","lastupd":"2017-01-17 08:52:56","breadcrumbTags":["Phone Pe","Flipkart","ICICI Bank Limited","Manju Agarwal","NPCI","Sameer Nigam","MVAS\/Apps"],"secinfo":{"seolocation":"telecomnews\/phonepe-asks-icici-bank-to-cite-reasons-for-blocking-transactions"}}" data-authors="[" digbijay mishra"]" data-category-name="" data-category_id="" data-date="2017-01-17" data-index="article_1">

PhonePe问ICICI银行引用阻止交易的理由

尼噶声称,他的公司已经采取了一切必要措施之前对UPI上线。

Digbijay Mishra
  • 更新2017年1月17日08:52点坚持
ICICI银行后封锁了UPI事务通过Flipkart-owned PhonePe应用,它的创始人和首席执行官Sameer尼噶的敦促该国最大的私人银行援引的理由。大约72小时前,ICICI银行拒绝客户PhonePe链接他们的账户。银行已经告诉周日在一份事先准备好的声明中钢铁洪流,它提出了“安全问题”在适当的论坛对PhonePe UPI数据访问。

尼噶周一在一封公开信中写道,由于ICICI银行此举,大约20000交易未能达到5卢比。没有人告诉我们具体的问题是什么,然而,ICICI银行声称封锁将继续,直到问题解决,他说。ICICI银行行动的时机PhonePe惊人的应用自去年8月以来一直生活。PhonePe是一个第三方应用程序但它是的银行签署了合作对UPI上线。有趣的是,Flipkart公司最近集成UPI支付在其网站上,并在他们的钱包时,我们为客户提供超市夜未眠PhonePe UPI付款。

“我们的UPI支付集成Flipkart公司一直生活在Myntra和几个小商人的网站2016年10月以来。所以印度工业信贷投资银行有两个多月通知是的银行,NPCI或如果他们觉得我们的解决方案不满足UPI指南。要么他们觉得我们的集成是好的直到现在,或者他们觉得我们被限制,但决定坐在这个事实直到现在只有他们自己知道的原因,”他说,同时请求银行分享其详细的预订PhonePe可以检查它们。直到周一晚上,PhonePe或者是的银行没有把任何官方沟通,声称尼噶的。钢铁洪流在1月16日版报道,最新进展表明之间的地盘争夺战酿造传统银行公司和新时代数字支付公司。印度国家银行的副总裁Manju阿加瓦尔告诉钢铁洪流,银行是确保客户数据不泄露,他们打算把问题与印度央行(Reserve bank of India)和印度国家支付公司(NPCI非银行金融机构阻塞)。

尼噶声称,他的公司已经采取了一切必要措施之前对UPI上线。“我们经历了一个100 +的用例,详细的认证,脆弱性评估、渗透测试和第三方应用程序安全性测试,之前NPCI允许我们去生活。

ICICI银行之间的争斗和PhonePe似乎刚刚开始取得进展,尼噶说,他希望ICICI银行将扭转其移动并努力找到一个持久的解决方案。

  • 发表在2017年1月17日08:51点坚持

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\"\"After ICICI Bank blocked UPI transactions made through the Flipkart-owned PhonePe app, its cofounder & CEO Sameer Nigam<\/a>, urged the country's largest private bank to cite reasons for its move. About 72 hours ago, ICICI Bank denied permission to its customers to link their accounts to PhonePe. The bank had told TOI in a prepared statement on Sunday, that it had raised 'security concerns' at appropriate forums about PhonePe's access to UPI data.
\n
Nigam wrote in an open letter Monday that due to ICICI Bank's move, about 20,000 transactions had failed which amounted to Rs 5 crore. No one is telling us what the exact issues are, yet ICICI Bank claims the blockade will stay until the concerns are resolved, he said. The timing of ICICI Bank's action against PhonePe is surprising as the app has been live since August last year. PhonePe is a third-party app but it inked a partnership with Yes Bank to go live on UPI. Interestingly, Flipkart<\/a> recently integrated UPI payments on its website and is offering customers cashback on their wallet when they us PhonePe UPI payment.
\n
\"Our UPI payments integration has been live on Flipkart, Myntra and a couple of smaller merchants' websites since Oct 2016. So ICICI had more than two months to inform Yes Bank, NPCI<\/a> or us if they felt our solutions did not meet the UPI guidelines. Either they felt our integration was okay until now, or they felt we were being restrictive but decided to sit on this fact till now for reasons known only to them,\" he said while requesting the bank to share its detailed reservations so that PhonePe can review them. Till Monday evening, PhonePe or Yes Bank did not put out any official communication, claimed Nigam. TOI reported in its January 16 edition that latest developments are indicative of a turf war brewing between the traditional banking firms and new age digital payment companies. The State Bank of India deputy managing director Manju Agarwal<\/a> had told TOI that the bank is making sure customer data doesn't leak and that they were planning to take the issue with the Reserve Bank of India and National Payments Corporation of India ( NPCI<\/a>) to get non-banks blocked.
\n
\nNigam claimed his company had taken all necessary steps before it went live on UPI. \"We went through over a 100 plus use cases, detailed certification, vulnerability assessment, penetration testing and third party application security testing, before NPCI gave us permission to go live.
\n
\nWhile the tussle between ICICI Bank and PhonePe seems to have just started gaining ground, Nigam said he was hoping that ICICI Bank will reverse its move and work towards finding a lasting solution.
\n
\n\n<\/body>","next_sibling":[{"msid":56613872,"title":"Govt to integrate BHIM app with Aadhaar for transactions","entity_type":"ARTICLE","link":"\/news\/govt-to-integrate-bhim-app-with-aadhaar-for-transactions\/56613872","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":56614093,"entity_type":"ARTICLE","title":"PhonePe asks ICICI Bank to cite reasons for blocking transactions","synopsis":"Nigam claimed his company had taken all necessary steps before it went live on UPI.","titleseo":"telecomnews\/phonepe-asks-icici-bank-to-cite-reasons-for-blocking-transactions","status":"ACTIVE","authors":[{"author_name":"Digbijay Mishra","author_link":"\/author\/479221599\/digbijay-mishra","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479221599.cms?width=100&height=100","author_additional":{"thumbsize":false,"msid":479221599,"author_name":"Digbijay Mishra","author_seo_name":"Digbijay-Mishra","designation":"Correspondent","agency":false}}],"Alttitle":{"minfo":""},"artag":"TNN","artdate":"2017-01-17 08:51:51","lastupd":"2017-01-17 08:52:56","breadcrumbTags":["Phone Pe","Flipkart","ICICI Bank Limited","Manju Agarwal","NPCI","Sameer Nigam","MVAS\/Apps"],"secinfo":{"seolocation":"telecomnews\/phonepe-asks-icici-bank-to-cite-reasons-for-blocking-transactions"}}" data-news_link="//www.iser-br.com/news/phonepe-asks-icici-bank-to-cite-reasons-for-blocking-transactions/56614093">