\"\"MUMBAI: The Reserve Bank of India (RBI<\/a>) has allowed co-operative banks, who are permitted to install ATMs and issue debit cards, to also issue prepaid payment instruments PPIs like mobile wallets<\/a>.
\n
\nIn a notification issued late on Thursday, RBI laid down strict norms and conditions to be followed by co-operative banks before permitting them to issue wallets for utility bill payments and other activities up to a limit of Rs 10,000.
\n
\n“It has been decided to permit all licenced co-operative banks having their own ATM network to issue semi-closed PPIs,” RBI said in a statement.
\n
\n“This is subject to the compliance with eligibility criteria and other guidelines as prescribed by Department of Payment and Settlement Systems (DPSS), RBI from time to time.”
\n
\nThe apex bank also laid down various criteria like banks should be core banking or CBS compliant, with net non-performing assets being less than 3 per cent and also being profitable in the previous financial year.
\n
\nFurther, the RBI has also mandated that the bank should have internal and audit inspection processes both for its branches as well as the head office.
\n
\nRBI has also mandated that there should be no monetary penalty being imposed on the entity during the last two financial years and the bank should also have a comprehensive customer grievance redressal mechanism.
\n
Commercial banks are allowed to issue mobile wallets like
SBI<\/a> have SBI Buddy, PayZapp from HDFC Bank<\/a> among others. Customers can use these instruments to pay utility bills like electricity and water, recharge mobile phones and also buy goods and services online.
\n
\nAfter RBI permission, now even co-operative banks will be able to compete with their business competitors at the same plank.
\n\n<\/body>","next_sibling":[{"msid":58851176,"title":"Indiana rolls out red carpet for Indian IT companies, offers big incentive packages to Infosys","entity_type":"ARTICLE","link":"\/news\/indiana-rolls-out-red-carpet-for-indian-it-companies-offers-big-incentive-packages-to-infosys\/58851176","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":58851326,"entity_type":"ARTICLE","title":"RBI allows co-operative banks to issue mobile wallets","synopsis":"Laying down strict regulations, RBI allowed co-operative banks to issue wallets for utility bill payments and other activities up to a limit of Rs 10,000.","titleseo":"telecomnews\/rbi-allows-co-operative-banks-to-issue-mobile-wallets","status":"ACTIVE","authors":[{"author_name":"Pratik Bhakta","author_link":"\/author\/479242111\/pratik-bhakta","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479242111.cms?width=100&height=100&hostid=268","author_additional":{"thumbsize":false,"msid":479242111,"author_name":"Pratik Bhakta","author_seo_name":"pratik-bhakta","designation":"Correspondent","agency":false}}],"Alttitle":{"minfo":""},"artag":"ET Bureau","artdate":"2017-05-26 09:13:30","lastupd":"2017-05-26 09:16:30","breadcrumbTags":["Mobile wallets","State Bank Of India","SBI","policy","RBI","HDFC bank","PPI","PayTM"],"secinfo":{"seolocation":"telecomnews\/rbi-allows-co-operative-banks-to-issue-mobile-wallets"}}" data-authors="[" pratik bhakta"]" data-category-name="" data-category_id="" data-date="2017-05-26" data-index="article_1">

央行允许合作银行发行手机钱包

制定严格的规章制度,央行允许合作银行发行的钱包帐单支付和其他活动的限制Rs 10000。

Pratik Bhakta
  • 更新2017年5月26日09:16点坚持
孟买:印度央行(Reserve Bank of India) (印度储备银行)允许合作银行,允许安装自动取款机和发行借记卡,质子泵抑制剂也发行预付的支付工具手机钱包

在周四发布的一份通知,央行制定了严格的规范和条件允许他们之前合作银行紧随其后发行钱包帐单支付和其他活动的限制Rs 10000。

“已经决定允许所有领有执照的合作银行拥有自己的质子泵抑制剂半封闭ATM网络问题,“央行在一份声明中说。

“这是主题符合合格标准和规定的其他准则的支付与结算系统(离散长),分打点的时候。”

顶点银行还制定了不同的标准应该核心银行银行或CBS兼容,网络不良资产不到3%,也在上一财政年度盈利。

此外,印度储备银行也规定,银行应该有内部检查和审计流程对其分支机构和总部。

央行还规定,应该没有罚款被强加于实体在过去两年的金融和银行也应该有一个全面的客户投诉的补救机制。

商业银行被允许发行手机钱包印度国家银行印度国家银行的好友,PayZapp来自哪里HDFC银行等等。客户可以使用这些工具来支付水电费像水和电,充电手机同时在线购买商品和服务。

央行许可后,现在连合作银行将能够与他们的商业竞争对手在同一块木板。
  • 于2017年5月26日09:13坚持
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\"\"MUMBAI: The Reserve Bank of India (RBI<\/a>) has allowed co-operative banks, who are permitted to install ATMs and issue debit cards, to also issue prepaid payment instruments PPIs like mobile wallets<\/a>.
\n
\nIn a notification issued late on Thursday, RBI laid down strict norms and conditions to be followed by co-operative banks before permitting them to issue wallets for utility bill payments and other activities up to a limit of Rs 10,000.
\n
\n“It has been decided to permit all licenced co-operative banks having their own ATM network to issue semi-closed PPIs,” RBI said in a statement.
\n
\n“This is subject to the compliance with eligibility criteria and other guidelines as prescribed by Department of Payment and Settlement Systems (DPSS), RBI from time to time.”
\n
\nThe apex bank also laid down various criteria like banks should be core banking or CBS compliant, with net non-performing assets being less than 3 per cent and also being profitable in the previous financial year.
\n
\nFurther, the RBI has also mandated that the bank should have internal and audit inspection processes both for its branches as well as the head office.
\n
\nRBI has also mandated that there should be no monetary penalty being imposed on the entity during the last two financial years and the bank should also have a comprehensive customer grievance redressal mechanism.
\n
Commercial banks are allowed to issue mobile wallets like
SBI<\/a> have SBI Buddy, PayZapp from HDFC Bank<\/a> among others. Customers can use these instruments to pay utility bills like electricity and water, recharge mobile phones and also buy goods and services online.
\n
\nAfter RBI permission, now even co-operative banks will be able to compete with their business competitors at the same plank.
\n\n<\/body>","next_sibling":[{"msid":58851176,"title":"Indiana rolls out red carpet for Indian IT companies, offers big incentive packages to Infosys","entity_type":"ARTICLE","link":"\/news\/indiana-rolls-out-red-carpet-for-indian-it-companies-offers-big-incentive-packages-to-infosys\/58851176","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":58851326,"entity_type":"ARTICLE","title":"RBI allows co-operative banks to issue mobile wallets","synopsis":"Laying down strict regulations, RBI allowed co-operative banks to issue wallets for utility bill payments and other activities up to a limit of Rs 10,000.","titleseo":"telecomnews\/rbi-allows-co-operative-banks-to-issue-mobile-wallets","status":"ACTIVE","authors":[{"author_name":"Pratik Bhakta","author_link":"\/author\/479242111\/pratik-bhakta","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479242111.cms?width=100&height=100&hostid=268","author_additional":{"thumbsize":false,"msid":479242111,"author_name":"Pratik Bhakta","author_seo_name":"pratik-bhakta","designation":"Correspondent","agency":false}}],"Alttitle":{"minfo":""},"artag":"ET Bureau","artdate":"2017-05-26 09:13:30","lastupd":"2017-05-26 09:16:30","breadcrumbTags":["Mobile wallets","State Bank Of India","SBI","policy","RBI","HDFC bank","PPI","PayTM"],"secinfo":{"seolocation":"telecomnews\/rbi-allows-co-operative-banks-to-issue-mobile-wallets"}}" data-news_link="//www.iser-br.com/news/rbi-allows-co-operative-banks-to-issue-mobile-wallets/58851326">