The Reserve Bank of India<\/a> on Monday released framework<\/a> to enable small value digital payments<\/a> in offline mode using cards, wallets and mobile device. As per the new rules payment system operators, will be able to allow offline payments<\/a> in face to face mode only. Such payments that will happen without the use of internet or the telecom network<\/a> will be capped at Rs 200 per transaction and will be offered without additional factor authentication.

“Offline payments may be made using any channel or instrument like cards, wallets, mobile devices, etc,” the
RBI<\/a> said in a statement. “Offline payments shall be made in proximity (face to face) mode only.”

A pilot testing for initiating offline payments was carried out by some institutions from September 2020 to July 2021. Last year in October, the RBI announced that a framework for carrying out small value digital payments in offline mode across the country would be introduced.

As per the rules, the upper limit of an offline payment transaction will be Rs 200. The total limit for offline transactions on a payment instrument will be Rs 2,000 at any point in time. The regulator also stated that payment instruments will be enabled for offline transactions based on explicit consent of the customer.

The RBI also said that the acquirer will incur all liabilities arising out of technical or transaction security issues at merchant’s end.
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央行发布框架离线数字支付

按照新规定支付系统运营商,将能够允许离线支付只能面对面模式。会发生这样支付,不使用网络或电信网络将被限制在200卢比每笔交易并将没有额外的因素提供身份验证。

Saloni舒克拉
  • 更新2022年1月4日上午07:25坚持
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印度储备银行周一公布的框架使小价值电子支付在离线模式下使用卡,钱包和移动设备。按照新规定支付系统运营商,可以允许的离线支付在面对面的模式。这样的支付,没有使用互联网或将会发生电信网络每个事务将被限制在200卢比,将没有额外的因素身份验证。

“离线支付可以使用任何通道或仪器卡,钱包、手机、等”印度储备银行在一份声明中说。“离线支付应当采用接近(面对面)模式”。

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试点测试启动离线支付是由一些机构从2020年9月到2021年7月。去年十月,印度央行宣布一个框架在离线模式,开展小值数字支付全国将会介绍。

按照规则,离线支付事务的上限将Rs 200。限制总线下交易支付手段将Rs 2000在任何时候。监管机构也表示,支付工具将支持离线交易基于客户的明确同意。

印度央行还表示,收购者将招致所有负债引起的技术或商业交易安全问题。

  • 发表在2022年1月4日07:23点坚持
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The Reserve Bank of India<\/a> on Monday released framework<\/a> to enable small value digital payments<\/a> in offline mode using cards, wallets and mobile device. As per the new rules payment system operators, will be able to allow offline payments<\/a> in face to face mode only. Such payments that will happen without the use of internet or the telecom network<\/a> will be capped at Rs 200 per transaction and will be offered without additional factor authentication.

“Offline payments may be made using any channel or instrument like cards, wallets, mobile devices, etc,” the
RBI<\/a> said in a statement. “Offline payments shall be made in proximity (face to face) mode only.”

A pilot testing for initiating offline payments was carried out by some institutions from September 2020 to July 2021. Last year in October, the RBI announced that a framework for carrying out small value digital payments in offline mode across the country would be introduced.

As per the rules, the upper limit of an offline payment transaction will be Rs 200. The total limit for offline transactions on a payment instrument will be Rs 2,000 at any point in time. The regulator also stated that payment instruments will be enabled for offline transactions based on explicit consent of the customer.

The RBI also said that the acquirer will incur all liabilities arising out of technical or transaction security issues at merchant’s end.
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