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智能手机的不断普及,公共服务中心做出新的数字KYC有用:COAI
电信公司表示,发行新SIM卡和端口的self-KYC过程电话号码只能利用用户提供的在线访问。
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Ashwini Vaishnaw袋10点的官员腐败指控
不到16年经验的官员受到缺口,而高级年级有一个长期的经验。凹陷水平相当于政府部门的联合秘书,虽然缺口是在主管级别。
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印度手机运营商协会(COAI),代表沃达丰的想法,信实Jio和Bharti Airtel,已达到政府允许一个端到端的数字方法来处理一个连接/移植请求由于Covid-19诱导封锁不离开选项等物理访问的存储服务。
但是一些专家指出,这个提议并没有解决更大的用户没有访问互联网或自己的智能手机,不能支付数字。印度有大约370 - 400 featurephone用户。
“考虑到智能手机和个人电脑的普及率高,我们认为它应该不会太困难的一个潜在的新客户与PC /智能手机定位一个人谁可以协助新过程,”他补充道。
分析师补充说,新方法下的漫长的过程涉及到很多麻烦等非技术精明的用户获取客户现场照片地理标记和时间戳水马克和tele-verification产后激活SIM卡。一个更简单的方法是,运营商的交付合作伙伴处理整个过程在用户直接登堂入室类似于“银行mitra”做什么。
“除了这个他们可以自动调用基础系统,有人会注册一个请求并将其交付在家里填表单,文档的帮助下执行,“费萨尔Kawoosa说,研究公司创始人兼首席分析师TechArc。”在这种情况下,可以利用这样的地方警察局,代理可以提供电信公司”。
“政府应该考虑使用USSD,这样更安全,适用于任何手机(* 99 #是金融交易)作为额外的通道使这个过程更包容,“Dhiraj Gupta说,首席技术官兼联合创始人数字mFilterIt欺诈检测公司。
USSD快速编码被用来与移动通信网络运营商的电脑,如。* 111 #是用来检查平衡和各种其他查询。
Source:<\/b> https:\/\/www.samsung.com\/in\/smartphones\/galaxy-fold-sm-f900\/SM-F900FZKDINS\/<\/a><\/p>","title":"Samsung Galaxy Fold","titleseo":"samsung-galaxy-fold","slideseolocationalt":"slide-shows\/9-foldable-smartphones-you-need-to-know-about\/samsung-galaxy-fold","prominentcolor":"","imgtype":"1"},"slideshows":[{"msid":"72225466","mstype":0,"denmarkslideshow":1,"strimg":"","thumbid":"72225695","secname":"9 foldable smartphones you need to know about","secnameseo":"9-foldable-smartphones-you-need-to-know-about","msname":"Samsung Galaxy Fold","artdate":1574685254,"caption":"","msnameseo":"samsung-galaxy-fold","secmsname":"9 foldable smartphones you need to know about","secmsnameseo":"9-foldable-smartphones-you-need-to-know-about","seolocationalt":"9-foldable-smartphones-you-need-to-know-about\/samsung-galaxy-fold"}],"filters":[],"url":"\/\/www.iser-br.com\/news\/rising-smartphone-penetration-common-service-centres-to-make-new-digital-kyc-useful-coai\/75025804","content":"![\"Rising](\"https:\/\/st.etb2bimg.com\/Themes\/Release\/images\/responsive\/ettelecom-default.jpg\")
<\/figure>New Delhi: Telecom companies have said that the self-KYC process for issuing new SIM cards<\/a> and port phone numbers can only be availed by those users with online access but are hopeful that rising smartphone penetration and the spread of common service centres (CSC) will help extend the facility to a larger subscriber base, including those who are currently non-internet users.
The Cellular Operators Association of India (COAI), which represents Vodafone Idea, Reliance Jio and Bharti Airtel, has reached out to the government to allow an end-to-end digital method to process a connection\/porting request due to the Covid-19 induced lockdown leaving no options for a physical visit to a store for such services.
But some experts have pointed that the proposal does not address the larger chunk of users who do not have access to internet or own a smartphone and cannot make digital payments. India has some 370-400 million featurephone users.<\/div><\/div>\u201cUsually this is available at the Common Service Centres run by government in the rural areas and hence available to those without a computer or smart phone,\u201d said Rajan Mathews, director general, COAI.
\u201cGiven the high penetration of smart phones and PCs, we believe it should not be too difficult for a potential new customer to locate a person with a PC \/Smart Phone who can assist with the new process,\u201d he added.Read also<\/h3>
<\/a><\/div>Telcos seek DoT nod for digital-KYC process for new SIMs, MNP<\/h4><\/a><\/div>
<\/a><\/div>With stores shut, no new mobile connections or SIMs being issued<\/h4><\/a><\/div><\/div>
Analysts added that the lengthy process under the new method involves much hassle for non-tech savvy users such as capturing customer live photo with Geo tag and time stamp water mark and tele-verification post-delivery to activate the SIM. An easier way out would have been that the operator\u2019s delivery partner handles the entire procedure at user door-step similar to what \u2018bank mitras\u2019 do.
\u201cIn addition to this they could have an automated call based system where someone could register a request and get it delivered at home and fill form, documents with the help of an executive,\u201d said Faisal Kawoosa, founder and chief analyst at research firm TechArc. \u201cIn such case, a place like a police station can be leveraged where agents could be made available by telcos\u201d.<\/div><\/div>A Delhi-based store manager said that KYC guidelines including live photo and video existed before lockdown too. However, it was a cumbersome process for customers to understand and was fully executed by carrier retail partners.
\u201cThe government should consider using USSD, which is much more secure, works on any phone (*99# works on it for financial transactions) as an additional channel to make this process more inclusive,\u201d said Dhiraj Gupta, CTO and co-founder of digital fraud detection firm mFilterIt.
USSD are quick codes used to communicate with the mobile network operator's computers, for eg. *111# is used to check balance and various other queries.
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