独家
六大财团向央行申请熔炼的零售支付的许可证
这包括Paytm为首的财团,印度邮政和Fintech启动iserveU。
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BSNL为其分配价值62000卢比的频谱5 g推出
官员表示一个点委员会已经批准了一项提议给10 MHz块溢价700 MHz频段带价值约40000卢比在70 MHz的mid-band(3600兆赫到3670兆赫)价值约22000卢比BSNL 5 g。
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六财团,包括那些由信实工业公司,塔塔集团和Axis-ICICI银行向央行周三提交应用程序建立一个国家支付基础设施堪与印度支付总公司(NPCI)平台。
其他财团为首Paytm、印度和Fintech启动iserveU。
银行财团是由轴银行ICICI银行,每co-promoting实体称为MoPay为20%。这个财团也BillDesk,松树实验室,亚马逊和签证各15%的股权,直接意识到谈判的消息人士告诉等。
信实工业公司牵头的财团和Infibeam大道也周三提交建议。Facebook和谷歌将这个实体的少数股权,2月份报道等。
塔塔集团也申请了熔炼的许可证通过其附属Ferbine支付。它将自己的实体而Airtel数字的40%,万事达卡和Nabard将持有10%。Flipkart公司,通过其附属FlipPay, Naspers-backed PayU每个塔塔的实体将拥有约5%。HDFC银行和Kotak Mahindra Ferbine各银行将持有9.99%。
领导的一个Paytm财团建立了另一个潜在的熔炼促进支付。Paytm实体将co-promote电子支付和服务(EPS)和将一起拿50%。Ola金融和Policybazaar IndusInd银行可能每个选择自虐不到10%非控股股权。
非银行贷款中心财务、Think360 Suryoday小型金融银行、数据分析平台。ai和fintechζ剩下的联盟玩家将部分股份自虐,知道的说。
另一个财团为首的技术提供商fs,支付网关RazorPay和支付银行印度邮政也申请执照。第六个财团由启动iserveU技术。等无法确定联盟伙伴的熔炼的野心家。
熔炼的执照可以帮助实体在处理数字支付在印度获得更大的自治权。帮助建立一个公司在金融服务生态系统通过增值贷款和保险服务,高级说行业来源。
印度央行去年8月发布了指导意见,为企业创造了利润ν,目的是促进竞争和“减少”印度新兴的数字支付生态系统结算的负担落在了非营利NPCI近年来。
“那些从央行获得绿色信号建立一个熔炼的很可能是下一个大的最前沿支付革命在印度,”据一位业内人士。“中央银行可能分发多个许可证基于应用程序的数量和强度的建议…据悉,他们可能放行不超过两个ν在第一阶段框架是测定方法”。
按照规则,没有一个启动子能有超过40%的股份,然后必须在五年内降到低于25%的操作。实体也需要500卢比的实收资本得到央行点头。
NPCI由央行和印度银行协会成立于2008年以非盈利的支付和结算实体由瑞典中央银行拥有并经营的银行
实体已在过去的十年发展该国关键零售支付铁路包括统一的支付接口(UPI),立即支付系统(小鬼)RuPay和国家金融开关(NFS)。也认为为驱动的直接收益转移架构支持政府的Jan Dhan由旬。
在FY20 NPCI 1100卢比的收入和税后净盈余387卢比。
其他财团为首Paytm、印度和Fintech启动iserveU。
银行财团是由轴银行ICICI银行,每co-promoting实体称为MoPay为20%。这个财团也BillDesk,松树实验室,亚马逊和签证各15%的股权,直接意识到谈判的消息人士告诉等。
塔塔集团也申请了熔炼的许可证通过其附属Ferbine支付。它将自己的实体而Airtel数字的40%,万事达卡和Nabard将持有10%。Flipkart公司,通过其附属FlipPay, Naspers-backed PayU每个塔塔的实体将拥有约5%。HDFC银行和Kotak Mahindra Ferbine各银行将持有9.99%。
领导的一个Paytm财团建立了另一个潜在的熔炼促进支付。Paytm实体将co-promote电子支付和服务(EPS)和将一起拿50%。Ola金融和Policybazaar IndusInd银行可能每个选择自虐不到10%非控股股权。
非银行贷款中心财务、Think360 Suryoday小型金融银行、数据分析平台。ai和fintechζ剩下的联盟玩家将部分股份自虐,知道的说。
另一个财团为首的技术提供商fs,支付网关RazorPay和支付银行印度邮政也申请执照。第六个财团由启动iserveU技术。等无法确定联盟伙伴的熔炼的野心家。
印度央行去年8月发布了指导意见,为企业创造了利润ν,目的是促进竞争和“减少”印度新兴的数字支付生态系统结算的负担落在了非营利NPCI近年来。
“那些从央行获得绿色信号建立一个熔炼的很可能是下一个大的最前沿支付革命在印度,”据一位业内人士。“中央银行可能分发多个许可证基于应用程序的数量和强度的建议…据悉,他们可能放行不超过两个ν在第一阶段框架是测定方法”。
按照规则,没有一个启动子能有超过40%的股份,然后必须在五年内降到低于25%的操作。实体也需要500卢比的实收资本得到央行点头。
NPCI由央行和印度银行协会成立于2008年以非盈利的支付和结算实体由瑞典中央银行拥有并经营的银行
实体已在过去的十年发展该国关键零售支付铁路包括统一的支付接口(UPI),立即支付系统(小鬼)RuPay和国家金融开关(NFS)。也认为为驱动的直接收益转移架构支持政府的Jan Dhan由旬。
在FY20 NPCI 1100卢比的收入和税后净盈余387卢比。
Six consortiums, including those led by Reliance Industries<\/a>, Tata Group<\/a> and Axis-ICICI Bank, submitted applications to the central bank on Wednesday to set up a national payments infrastructure rivalling the National Payments Corp of India (NPCI) platform.
The other consortiums are led by Paytm<\/a>, India Post and Fintech startup iserveU<\/a>.
The bank consortium is led by Axis Bank and ICICI Bank, with 20% each and co-promoting an entity called MoPay. This consortium also has BillDesk, Pine Labs, Amazon and Visa with 15% stake each, sources directly aware of the talks told ET.
The other consortiums are led by Paytm<\/a>, India Post and Fintech startup iserveU<\/a>.
The bank consortium is led by Axis Bank and ICICI Bank, with 20% each and co-promoting an entity called MoPay. This consortium also has BillDesk, Pine Labs, Amazon and Visa with 15% stake each, sources directly aware of the talks told ET.
<\/div><\/div>A consortium led by Reliance Industries and Infibeam Avenue has also submitted its proposal Wednesday. Facebook and Google are set to have minority stakes in this entity, as reported by ET in February.
Tata Group has also applied for the NUE licence<\/a> through its subsidiary Ferbine Payments. It will own 40% in the entity while Airtel Digital, Mastercard and Nabard will hold 10% each. Flipkart, through its subsidiary FlipPay, and Naspers-backed PayU will own about 5% each in the Tata entity. HDFC Bank and Kotak Mahindra Bank will hold 9.99% each in Ferbine.
![\"Six](\"https:\/\/st.etb2bimg.com\/Themes\/Release\/images\/responsive\/ettelecom-default.jpg\")
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A Paytm led consortium has set up another prospective NUE called Foster Payments. Paytm entities are set to co-promote with Electronic Payment and Services (EPS) and will together pick up 50%. Ola Financial and Policybazaar along with IndusInd Bank may each pick less than 10% non-controlling stake in the NUE.
Non-bank lender Centrum Finance, Suryoday Small Finance Bank, data analytic platform Think360.ai and fintech Zeta are the remaining consortium players that will have partial stakes in the NUE, those in the know said.
Another consortium led by technology provider FSS, payment gateway RazorPay and payments bank India Post have also applied for the licence. The sixth consortium is led by start-up iserveU technology. ET couldn\u2019t determine consortium partners of this NUE aspirant.
Tata Group has also applied for the NUE licence<\/a> through its subsidiary Ferbine Payments. It will own 40% in the entity while Airtel Digital, Mastercard and Nabard will hold 10% each. Flipkart, through its subsidiary FlipPay, and Naspers-backed PayU will own about 5% each in the Tata entity. HDFC Bank and Kotak Mahindra Bank will hold 9.99% each in Ferbine.
<\/figure>A Paytm led consortium has set up another prospective NUE called Foster Payments. Paytm entities are set to co-promote with Electronic Payment and Services (EPS) and will together pick up 50%. Ola Financial and Policybazaar along with IndusInd Bank may each pick less than 10% non-controlling stake in the NUE.
Non-bank lender Centrum Finance, Suryoday Small Finance Bank, data analytic platform Think360.ai and fintech Zeta are the remaining consortium players that will have partial stakes in the NUE, those in the know said.
Another consortium led by technology provider FSS, payment gateway RazorPay and payments bank India Post have also applied for the licence. The sixth consortium is led by start-up iserveU technology. ET couldn\u2019t determine consortium partners of this NUE aspirant.
<\/div><\/div>An NUE licence can help the entity gain greater autonomy in processing digital payments in India. That will help establish a firm presence in the financial services ecosystem through value-added lending and insurance services, said senior industry<\/a> sources.
The RBI had last August issued guidelines for corporates to create for profit NUEs with an aim to foster competition and \u201cde-risk\u201d India\u2019s burgeoning digital payments ecosystem where much of the settlement burden has fallen on the non-profit NPCI over recent years.
\u201cThose who get the green signal from RBI to set up an NUE may well be at the forefront of the next big payment revolution in India,\u201d according to an industry source. \u201cThe central bank may hand out more than one license based on the number of applications and the strength of the proposals\u2026it is understood that they may give the go-ahead to not more than two NUEs in the first stage as the framework is experimentative.\u201d
As per the rules, no single promoter can have over 40% stake, which then must be brought down to less than 25% in five years of operation. The entity also needs a paid-up capital of Rs 500 crore to get RBI nod.
NPCI was established by the RBI and Indian banks\u2019 Association in 2008 modeled around the non-profit payments and settlement entity run by Swedish central bank which is owned and operated by banks
The entity has over the previous decade developed the country's key retail payment railroads including the Unified Payment Interface (UPI), Immediate Payments System (IMPS), RuPay and National Financial Switch (NFS). It\u2019s also credited for powering the Direct Benefit Transfer architecture which support\u2019s the government\u2019s Jan Dhan Yojana.
In FY20 NPCI had an income of Rs 1100 crore and a net surplus after tax of Rs 387 crore.
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The RBI had last August issued guidelines for corporates to create for profit NUEs with an aim to foster competition and \u201cde-risk\u201d India\u2019s burgeoning digital payments ecosystem where much of the settlement burden has fallen on the non-profit NPCI over recent years.
\u201cThose who get the green signal from RBI to set up an NUE may well be at the forefront of the next big payment revolution in India,\u201d according to an industry source. \u201cThe central bank may hand out more than one license based on the number of applications and the strength of the proposals\u2026it is understood that they may give the go-ahead to not more than two NUEs in the first stage as the framework is experimentative.\u201d
As per the rules, no single promoter can have over 40% stake, which then must be brought down to less than 25% in five years of operation. The entity also needs a paid-up capital of Rs 500 crore to get RBI nod.
NPCI was established by the RBI and Indian banks\u2019 Association in 2008 modeled around the non-profit payments and settlement entity run by Swedish central bank which is owned and operated by banks
The entity has over the previous decade developed the country's key retail payment railroads including the Unified Payment Interface (UPI), Immediate Payments System (IMPS), RuPay and National Financial Switch (NFS). It\u2019s also credited for powering the Direct Benefit Transfer architecture which support\u2019s the government\u2019s Jan Dhan Yojana.
In FY20 NPCI had an income of Rs 1100 crore and a net surplus after tax of Rs 387 crore.
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Follow and connect with us on Twitter<\/a>, Facebook<\/a>, Linkedin<\/a>, Youtube<\/a><\/div>","NumberOfSentences":{"minfo":"25.0","minfoseo":"25-0"},"AutomatedReadabilityIndex":{"minfo":"14.0","minfoseo":"14-0"},"LastPublishMilliTime":{"minfo":"1617246404645","minfoseo":"1617246404645"},"ReadabilityGradeLevel":{"minfo":"College","minfoseo":"college"},"GadgetsMarkedReviewed":{"minfo":"0","minfoseo":"0"},"HashCode":{"minfo":"-392228119","minfoseo":"-392228119"},"latestnewsflag":{"minfo":"1.0","minfoseo":"1-0"},"OriginalImageHeightPx":{"minfo":"900.0","minfoseo":"900-0"},"canonicalURL":{"minfo":"https:\/\/economictimes.indiatimes.com\/tech\/technology\/six-consortiums-apply-to-rbi-for-nue-licence-for-retail-payments\/articleshow\/81791341.cms","minfoseo":"https\/economictimes-indiatimes-com\/tech\/technology\/six-consortiums-apply-to-rbi-for-nue-licence-for-retail-payments\/articleshow\/81791341-cms"},"OriginalImageWidthPx":{"minfo":"1200.0","minfoseo":"1200-0"},"NumberOfCharacters":{"minfo":"3726.0","minfoseo":"3726-0"},"NumberOfWords":{"minfo":"605.0","minfoseo":"605-0"},"key":{"0":{"keyid":"10836218","value":"nue licence","smid":"0","keynameseo":"nue-licence","keytype":"","keycount":"totalcount","weightage":"100"},"1":{"keyid":"6355725","value":"tata group","smid":"0","keynameseo":"tata-group","keytype":"","keycount":"totalcount","weightage":"20"},"2":{"keyid":"3469432","value":"retail payments","smid":"0","keynameseo":"retail-payments","keytype":"","keycount":"totalcount","weightage":"20"},"3":{"keyid":"6355199","value":"reliance industries","smid":"0","keynameseo":"reliance-industries","keytype":"","keycount":"totalcount","weightage":"20"},"4":{"keyid":"30067","value":"RBI","smid":"0","keynameseo":"RBI","keytype":"","keycount":"totalcount","weightage":"20"},"5":{"keyid":"6357120","value":"paytm","smid":"0","keynameseo":"paytm","keytype":"","keycount":"totalcount","weightage":"20"},"6":{"keyid":"11026032","value":"iserveU","smid":"0","keynameseo":"iserveU","keytype":"","keycount":"totalcount","weightage":"20"},"8":{"keyid":"42456","value":"ICICI","smid":"0","keynameseo":"ICICI","keytype":"","keycount":"totalcount","weightage":"20"},"9":{"keyid":"96188","value":"Axis","smid":"0","keynameseo":"Axis","keytype":"","keycount":"totalcount","weightage":"20"}},"authorsplit":{"author":[{"artau":"Ashwin Manikandan","aunameseo":"ashwin-manikandan","artauid":"479252742","artauemail":"ashwin.manikandan@timesinternet.com","auFullName":"Ashwin Manikandan","pubname":"ET","designame":"Correspondent","audetailsxml":{"authordetails":[],"details":{"detail":[{"@attributes":{"type":"occupation"}},{"@attributes":{"type":"beat"}}]}},"aulinksxml":{"links":{"link":{"twitter":[],"facebook":[],"googlePlusUrl":[],"contributorUrl":[]}}},"auagencyid":"88675387","auagencyname":"ET Bureau","autype":"GENERAL"},{"artau":"Sachin Dave","aunameseo":"sachin-dave","artauid":"479239123","artauemail":"sachin.dave@timesgroup.com","auselfimageid":"479239123","auimageid":"00479239123","auimagelen":"41237","auFullName":"Sachin Dave","pubname":"ET","designame":"Senior Editor","audetailsxml":{"authordetails":"Sachin is a senior journalist with more than 16 years of experience in covering finance, corporate frauds, taxation, economy, India Inc\u2019s legal tussles and cryptocurrencies. 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