$\"\"$ MUMBAI: Mobile wallet companies are growing by leaps and bounds and are hot among investors, but doubts have emerged about whether the numbers on usage and transactions being touted by different sets of players do reflect the reality in terms of business.
\n
\nWhile there is no reliable data from regulators, consultants, companies and investors are peddling their own data to substantiate claims which often lead to conflicting claims.
\n
Market leader Paytm<\/a> has pegged the total number of users of its wallet at 135 million, which some analysts say may be too high.
\n
\"When we did due diligence<\/a> on these companies we found a substantial overlap of the total users. As per our estimates, 63 per cent of the total wallets are active,\" said Ashvin Parekh, managing partner of consultancy Ashvin Parekh Advisory Services. The industry has grown in three waves --- mobile recharges, utility bill payments and online shopping. \"Now the density checks (to calculate actual usage) reveal that the actual number of mobile wallets in use are far lesser than the numbers shown.\"
\n
\nBut Paytm founder Vijay Shekhar Sharma says his company is growing at blistering pace acquiring customers.
\n
\"We have registered 58 million transactions in the month of July and now we are seeing 2 million transactions happening every day. We will at least have 750 million transactions this year,\" said Sharma. While this number shows a phenomenal growth in the mobile payments space in India, a joint study by Google<\/a> and AT Kearney 'Digital Retail in 2020: Rewriting the Rules' put the number of online shoppers in India at 50 million in 2015, which is expected to rise to 175 million in five years. Although the Reserve Bank of India does not provide data on the actual number of wallet users, it releases the number of transactions via mobile wallets and also the volume of transactions through them.
\n
\nRBI data show there were 59.45 million transactions that happened via mobile wallets in July worth a total value of Rs 2,760 crore. This number has also shown a sort of stagnation around the 50 million figure for the year 2015-16.
\n
\nParekh explained that the major problem is that most of the mobile-based transactions are happening for bill payments and recharges, the push in online payments for shopping and travel is still in its nascent. As these numbers tend to show different pictures, chief executives of other wallet and payments companies who ET spoke to but did not wish to come on record said that there were some serious discrepancies in the numbers that are quoted around the total wallet users.
\n
\n\"We have seen instances where phone recharge retailers take numbers from his customers and does the mobile top up through the wallet and takes the cashback, mostly unsuspecting customers do not realise that he is making extra per transaction. This also artificially pushes up the wallet numbers,\" said chief executive of a rival wallet company who did not wish to be identified.\n\n<\/body>","next_sibling":[{"msid":54492555,"title":"Which is cheapest of them all? Airtel matches Jio's 4G Rates","entity_type":"ARTICLE","link":"\/news\/which-is-cheapest-of-them-all-airtel-matches-jios-4g-rates\/54492555","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":54492742,"entity_type":"ARTICLE","title":"The soaring achievements of mobile wallets might be inflated","synopsis":"While there is no reliable data from companies, so investors are peddling their own data to substantiate claims which often lead to conflicting claims.","titleseo":"telecomnews\/the-soaring-achievements-of-mobile-wallets-might-be-inflated","status":"ACTIVE","authors":[{"author_name":"Pratik Bhakta","author_link":"\/author\/479242111\/pratik-bhakta","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479242111.cms?width=100&height=100","author_additional":{"thumbsize":false,"msid":479242111,"author_name":"Pratik Bhakta","author_seo_name":"pratik-bhakta","designation":"Correspondent","agency":false}}],"Alttitle":{"minfo":""},"artag":"ET Bureau","artdate":"2016-09-24 09:14:35","lastupd":"2016-09-24 09:17:58","breadcrumbTags":["Google","due diligence","PayTM","MVAS\/Apps","mobile-wallet"],"secinfo":{"seolocation":"telecomnews\/the-soaring-achievements-of-mobile-wallets-might-be-inflated"}}" data-authors="[" pratik bhakta"]" data-category-name="" data-category_id="" data-date="2016-09-24" data-index="article_1">

Telecom乐动扑克News

移动钱包的飙升的成就可能会膨胀

从公司虽然没有可靠的数据,所以投资者兜售自己的数据证实索赔经常导致冲突的主张。

Pratik Bhakta,
等局

更新2016年9月24日09:17点坚持

孟买:移动钱包公司突飞猛进的增长,炎热的投资者,但怀疑已经出现数字是否使用和交易被不同的玩家反映现实的业务。

虽然没有可靠的数据从监管机构、顾问、公司和投资者兜售自己的数据证实索赔经常导致冲突的主张。

市场的领导者Paytm有固定的用户总数的钱包在1.35亿年,一些分析师表示,这可能太高了。

“当我们做尽职调查在这些公司我们发现总用户的大量重叠。根据我们的估计,总数的63%钱包是活跃的,”阿什温·帕里克(Ashvin Parekh)表示,咨询公司的管理合伙人咨询服务。行业增长三波- - -手机充电,帐单支付和网上购物。“现在密度检查(计算实际使用)显示,移动钱包使用的实际数量远比数字显示较小。”

但Paytm创始人Vijay Shekhar Sharma说,他的公司成长速度极快的获取客户。

“我们已经注册了5800万在7月的交易,现在我们正看到每天发生200万个事务。今年我们将至少有7.5亿个事务,”Sharma说。虽然这个数字显示了一个令人瞩目的经济增长,在移动支付领域在印度,一个联合研究谷歌和AT Kearney的数字在2020年零售:重写规则的在线购物者的数量在印度在2015年5000万年,预计将上升到1.75亿年的五年。虽然印度央行(Reserve Bank of India)不提供数据的实际数量的钱包用户,它释放交易数量也通过手机钱包和交易通过它们的体积。

央行数据显示有5945万通过移动钱包7月发生的交易总价值2760卢比的价值。这个数字也显示出一种停滞在2015年投入5000万图- 16。

帕尔克解释说,主要的问题是,大部分的手机交易发生的账单支付和充电,推动网上支付购物和旅游仍处于初期。这些数字会显示不同的图片,其他的钱包和支付公司的首席执行官等交谈记录但不愿说,也有一些严重的差异在总引用的数字钱包用户。

“我们看到情况手机充电零售商从他的客户数据,并通过钱包和手机充值超市夜未眠,大多不知情的客户没有意识到他在额外的每笔交易。这也人为地推动了钱包的号码,”首席执行官说竞争对手公司不愿具名的钱包。

发布于2016年9月24日09:14点坚持

$\"\"$ MUMBAI: Mobile wallet companies are growing by leaps and bounds and are hot among investors, but doubts have emerged about whether the numbers on usage and transactions being touted by different sets of players do reflect the reality in terms of business.
\n
\nWhile there is no reliable data from regulators, consultants, companies and investors are peddling their own data to substantiate claims which often lead to conflicting claims.
\n
Market leader Paytm<\/a> has pegged the total number of users of its wallet at 135 million, which some analysts say may be too high.
\n
\"When we did due diligence<\/a> on these companies we found a substantial overlap of the total users. As per our estimates, 63 per cent of the total wallets are active,\" said Ashvin Parekh, managing partner of consultancy Ashvin Parekh Advisory Services. The industry has grown in three waves --- mobile recharges, utility bill payments and online shopping. \"Now the density checks (to calculate actual usage) reveal that the actual number of mobile wallets in use are far lesser than the numbers shown.\"
\n
\nBut Paytm founder Vijay Shekhar Sharma says his company is growing at blistering pace acquiring customers.
\n
\"We have registered 58 million transactions in the month of July and now we are seeing 2 million transactions happening every day. We will at least have 750 million transactions this year,\" said Sharma. While this number shows a phenomenal growth in the mobile payments space in India, a joint study by Google<\/a> and AT Kearney 'Digital Retail in 2020: Rewriting the Rules' put the number of online shoppers in India at 50 million in 2015, which is expected to rise to 175 million in five years. Although the Reserve Bank of India does not provide data on the actual number of wallet users, it releases the number of transactions via mobile wallets and also the volume of transactions through them.
\n
\nRBI data show there were 59.45 million transactions that happened via mobile wallets in July worth a total value of Rs 2,760 crore. This number has also shown a sort of stagnation around the 50 million figure for the year 2015-16.
\n
\nParekh explained that the major problem is that most of the mobile-based transactions are happening for bill payments and recharges, the push in online payments for shopping and travel is still in its nascent. As these numbers tend to show different pictures, chief executives of other wallet and payments companies who ET spoke to but did not wish to come on record said that there were some serious discrepancies in the numbers that are quoted around the total wallet users.
\n
\n\"We have seen instances where phone recharge retailers take numbers from his customers and does the mobile top up through the wallet and takes the cashback, mostly unsuspecting customers do not realise that he is making extra per transaction. This also artificially pushes up the wallet numbers,\" said chief executive of a rival wallet company who did not wish to be identified.\n\n<\/body>","next_sibling":[{"msid":54492555,"title":"Which is cheapest of them all? Airtel matches Jio's 4G Rates","entity_type":"ARTICLE","link":"\/news\/which-is-cheapest-of-them-all-airtel-matches-jios-4g-rates\/54492555","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":54492742,"entity_type":"ARTICLE","title":"The soaring achievements of mobile wallets might be inflated","synopsis":"While there is no reliable data from companies, so investors are peddling their own data to substantiate claims which often lead to conflicting claims.","titleseo":"telecomnews\/the-soaring-achievements-of-mobile-wallets-might-be-inflated","status":"ACTIVE","authors":[{"author_name":"Pratik Bhakta","author_link":"\/author\/479242111\/pratik-bhakta","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479242111.cms?width=100&height=100","author_additional":{"thumbsize":false,"msid":479242111,"author_name":"Pratik Bhakta","author_seo_name":"pratik-bhakta","designation":"Correspondent","agency":false}}],"Alttitle":{"minfo":""},"artag":"ET Bureau","artdate":"2016-09-24 09:14:35","lastupd":"2016-09-24 09:17:58","breadcrumbTags":["Google","due diligence","PayTM","MVAS\/Apps","mobile-wallet"],"secinfo":{"seolocation":"telecomnews\/the-soaring-achievements-of-mobile-wallets-might-be-inflated"}}" data-news_link="//www.iser-br.com/news/the-soaring-achievements-of-mobile-wallets-might-be-inflated/54492742">