![\"\"](\"\/\/www.iser-br.com\/Themes\/Release\/images\/responsive\/ettelecom-default.jpg\")
WhatsApp will need an all-clear from the Supreme Court before it can roll out its payment feature, people familiar with the matter said.
The National Payments Corporation of India (NPCI<\/a>) — the nodal agency for retail payments in the country — has already given it the go-ahead, saying WhatsApp Pay<\/a> has fulfilled all data localisation<\/a> norms. WhatsApp Pay can go live only after the apex court gives its final verdict in a case in which several parties, including the Reserve Bank of India (RBI<\/a>) and the government have been made a party, according to a top official aware of the discussion.
“The letter of approval to WhatsApp has still not been issued. It may take some more time,” the official said, requesting not to be named.
Rivals Google Pay and Walmart-owned PhonePe were given permissions by NPCI, as it is authorised to permit UPI-based payment services.
However, the approval for WhatsApp Pay to go live had become complicated due to several issues.
The story so far
<\/strong>NPCI first announced on February 16, 2018 that WhatsApp had been approved for beta testing of its UPI-based service in India for one million users.
Soon after, the Ministry of Electronics and IT (MeitY) wrote a series of letters — first in March and then in May — questioning critical issues such as its compliance with the RBI’s two-factor authentication norms, its user data storage policy and about sharing of data with its parent Facebook.
In April 2018, the RBI issued a circular mandating data localisation by all system providers. Subsequently, in July 2018, Centre for Accountability and Systemic Change (CASC) — a think tank — filed a petition before the top court seeking that WhatsApp comply with RBI data localisation norms and appoint a grievance officer in India.
The RBI and the government were subsequently made a party to the case, with a similar plea by another petitioner, G2 Chambers, being tagged with CASC’s original petition. WhatsApp later questioned the credentials of G2 Chambers.
In October 2018, WhatsApp said it had complied with all data localisation norms and its then CEO Chris Daniels wrote to the RBI seeking permission to roll out the service. RBI then reached out to NPCI and MeitY for their response on the CEO’s email.
NPCI also queried rival Google Pay on the status of its own data localisation after accusations that WhatsApp was not being given a “level playing field”.
In January 2019, RBI was made a party to the CASC petition and in November that year the banking regulator stated that WhatsApp was yet to fully comply with its data localisation norms. It identified five areas where WhatsApp had to plug the gaps. The instant messaging firm said it would comply with all norms by May this year.
<\/body>","next_sibling":[{"msid":77384835,"title":"Demand for internet gets big boost in Patna","entity_type":"ARTICLE","link":"\/news\/demand-for-internet-gets-big-boost-in-patna\/77384835","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[{"msid":"77384340","title":"WhatsApp 2 - iStock","entity_type":"IMAGES","seopath":"small-biz\/startups\/newsbuzz\/whatsapp-pay-awaits-sc-verdict-to-launch-service\/whatsapp-2-istock","category_name":"WhatsApp Pay awaits SC verdict to launch service","synopsis":"NPCI first announced on February 16, 2018 that WhatsApp had been approved for beta testing of its UPI-based service in India for one million users.","thumb":"https:\/\/etimg.etb2bimg.com\/thumb\/img-size-434699\/77384340.cms?width=150&height=112","link":"\/image\/small-biz\/startups\/newsbuzz\/whatsapp-pay-awaits-sc-verdict-to-launch-service\/whatsapp-2-istock\/77384340"}],"msid":77384841,"entity_type":"ARTICLE","title":"WhatsApp Pay awaits SC verdict to launch service","synopsis":"Rollout may take time since it can only happen after the final Supreme Court verdict","titleseo":"telecomnews\/whatsapp-pay-awaits-sc-verdict-to-launch-service","status":"ACTIVE","authors":[{"author_name":"Surabhi Agarwal","author_link":"\/author\/479241991\/surabhi-agarwal","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479241991.cms?width=100&height=100&hid=268","author_additional":{"thumbsize":false,"msid":479241991,"author_name":"Surabhi Agarwal","author_seo_name":"surabhi-agarwal","designation":"Correspondent","agency":false}}],"analytics":{"comments":0,"views":173,"shares":0,"engagementtimems":865000},"Alttitle":{"minfo":""},"artag":"ET Bureau","artdate":"2020-08-06 08:42:30","lastupd":"2020-08-06 08:44:01","breadcrumbTags":["whatsapp pay","RBI","NPCI","SC","digital payments","Data localisation","MVAS\/Apps"],"secinfo":{"seolocation":"telecomnews\/whatsapp-pay-awaits-sc-verdict-to-launch-service"}}" data-authors="[" surabhi agarwal"]" data-category-name="" data-category_id="" data-date="2020-08-06" data-index="article_1">
读到
WhatsApp将需要一个警报从最高法院之前推出的支付功能,知情人士说。
印度的国家支付公司(NPCI)——节点代理零售支付在中国——已经给它的,说WhatsApp支付已经履行了全部数据本地化规范。WhatsApp支付只能上线后顶点法院给了最终判决的一个案件中,几个政党,包括印度储备银行(印度储备银行),政府一方,根据一位高级官员意识到讨论。
“批准信WhatsApp仍未发行。可能需要一些时间,”这位官员说,要求不透露姓名。
竞争对手谷歌支付和Walmart-owned PhonePe被NPCI赋予权限,授权允许UPI-based支付服务。
然而,批准WhatsApp支付上线已经成为复杂的几个问题。
到目前为止的故事
NPCI首次宣布在2018年2月16日,WhatsApp已经批准用于测试其UPI-based服务在印度的一百万用户。
不久之后,电子产品和它(MeitY)写了一系列的信件——3月和5月,质疑等关键问题符合印度储备银行的双重认证规范,其用户数据存储策略和与母公司Facebook的数据共享。
2018年4月,印度央行发出通知要求所有系统本地化的数据提供者。随后,2018年7月,责任中心和系统性变化(CASC)——一个智囊团——前最高法院提交申请,要求寻求WhatsApp符合央行数据本地化规范和任命一位不满官在印度。
印度央行和政府随后被一方的情况下,由另一个请愿者类似的请求,G2室、贴上CASC最初的请愿书。后来WhatsApp质疑G2钱伯斯的凭证。
2018年10月,WhatsApp表示,已符合所有数据本地化规范及其首席执行官克里斯•丹尼尔斯写信给印度央行申请推出这项服务。央行然后伸出NPCI和MeitY响应首席执行官的电子邮件。
NPCI还质疑对手谷歌支付自己的状态数据本地化后的指控WhatsApp不是被给予一个“公平竞争”。
2019年1月,印度储备银行一方的公司请愿书,当年11月银监会表示,WhatsApp尚未完全遵守其数据本地化规范。它发现了五个地区WhatsApp必须填补的缺口。即时通讯公司表示,它将由今年5月符合所有标准。
评论
现在评论 阅读评论(1)所有评论
找到这个评论进攻?
下面选择你的理由并单击submit按钮。这将提醒我们的版主采取行动