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WhatsApp偿还起步缓慢,有1%的市场份额

UPI很大程度上是由谷歌支付和Walmart-owned PhonePe,一起控制交易量的80%以上

在印度通过WhatsApp的支付服务统一的支付接口(UPI)是一个缓慢的开始的第一个月在网络上与体积份额不足1%。这是当它仍在逐渐推出其支付服务的过程当前用户限制为2000万。

直到11月4日,这是仅限于100万个用户。这是上个月在估计达到2000万个事务,两个来源说。总的来说,UPI看到22亿年11月到21亿年10月相比,交易注册增长接近7%,数据显示印度支付总公司(NPCI),负责管理UPI。

“他们(WhatsApp)扩展它缓慢而尚未达到最大限度的用户允许在第一阶段,“一个人知道这件事。WhatsApp每月有4亿活跃用户在印度和得到批准开始支付两年半后由于监管问题。目前,它只允许对等支付和peer-to-merchant支付尚未启用。

一个WhatsApp支付发言人拒绝置评其月度交易。

除了UPI数字,小鬼,刚刚完成10年,上个月看到3.39亿交易相比,10月份将近3.19亿。效用支付通过巴拉特BillPay在11月基本持平,接近2400万。全国FasTag,这表明车辆运动,看到近1.25亿个事务在10月1.22亿年11月比较多。

UPI很大程度上是由谷歌支付和Walmart-ownedPhonePe,他们一起控制交易量的80%,而亚马逊支付和Paytm其他主要的名字。总的来说,据说UPI约100 - 120用户。

UPI控制主导地位的第三方支付应用,NPCI上月表示,它将实现30%的支付总量上限通过一个第三方付款程序从1月1日,2021年。对UPI现有的第三方应用程序,他们会遵守两年,直到2023年1月。对UPI WhatsApp和其他未来的应用程序,这将从明年1月起。

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WhatsApp\u2019s payments service in India through the Unified Payments Interface<\/a> (UPI<\/a>) is off to a slow start in its first month on the network with less than 1% volume share. This comes when it is still in the process of gradually rolling out its payments service to the current limit of 20 million users.

Till November 4, it was restricted to 1 million users only. It is estimated to have clocked under 20 million transactions last month, two sources said. Overall, UPI saw 2.2 billion transactions in November compared to 2.1 billion in October, registering a growth of close to 7%, according to data from National Payments Corporation of India (
NPCI<\/a>), which manages UPI.

\u201cThey (WhatsApp) are scaling it slowly and it is yet to hit the maximum limit of users allowed in the first phase,\u201d a person aware of the matter said. WhatsApp has 400 million monthly active users in India and got the approval to start payments after two and a half years due to regulatory issues. For now, it allows peer-to-peer payments only and peer-to-merchant payments haven\u2019t been enabled.