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\"\"BENGALURU: <\/strong>IPO-bound Chinese smartphone company Xiaomi<\/a> has launched its first lending product in India on the lines of the microlending<\/a> product Mi Credit<\/a> that it offers in China.
\n
The new credit product, launched in partnership with lending platform KrazyBee<\/a>, has already gone live and will be officially announced in a few weeks, as per a person aware of the development.
\n
\nCalled CreditBee, the credit product is a payday loan starting from Rs 1,000 up to Rs 1 lakh for a period of 90 days, as per the person cited above. The credit will be offered at an interest rate of 3% per month and will be targeted at salaried professionals, the person said. “Xioami has lending products across segments in China, and it will look to replicate some of them here as well,” a head of an alternative lending company said, requesting to not be named.
\n
\nXiaomi and KrazyBee<\/a> did not offer a comment. The Indian unit of Xiaomi had turned profitable in FY2017, its third year in the country, with sales of Rs 8,379 crore.
\n
Xioami invested in student lending KrazyBee last year, and is also set to make its second investment in the fintech space in India in Zest-Money, ET reported last month. Xiaomi and Shunwei Capital<\/a>, the venture capital firm started by smartphone maker Xiaomi founder Lei Jun, led an $8-million round in Bengaluru-based KrazyBee, which has an NBFC licence. ZestMoney could raise up to $20 million in a round with Xiaomi and existing investors. Xiaomi already offers EMI options to consumers for purchases on its platform in partnership with ZestMoney.
\n
Raghu Reddy, head of online sales for Xiaomi, had told ET last month that the company’s investments will largely align with the company’s push for sales and user experience. Industry<\/a> experts say that Xiaomi’s investment in ZestMoney and Krazybee is mainly to help push sales on Mi.com by offering affordability options to users.
\n
\nMi.com already has a 10% marketshare in online smartphone shipments, behind Flipkart and Amazon, according to CounterPoint Research.
\n\n<\/body>","next_sibling":[{"msid":64282985,"title":"Honor aims to be among top 3 smartphone brands in India","entity_type":"ARTICLE","link":"\/news\/honor-aims-to-be-among-top-3-smartphone-brands-in-india\/64282985","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":64285089,"entity_type":"ARTICLE","title":"Xiaomi to start lending operations in India; to target salaried professionals","synopsis":"Mi.com already has a 10% marketshare in online smartphone shipments, behind Flipkart and Amazon, according to CounterPoint Research.","titleseo":"telecomnews\/xiaomi-to-start-lending-operations-in-india-to-target-salaried-professionals","status":"ACTIVE","authors":[{"author_name":"Mugdha Variyar","author_link":"\/author\/479245129\/mugdha-variyar","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479245129.cms?width=100&height=100&hostid=268","author_additional":{"thumbsize":true,"msid":479245129,"author_name":"Mugdha Variyar","author_seo_name":"mugdha-variyar","designation":"Assistant Editor - Consumer Internet","agency":false}}],"Alttitle":{"minfo":""},"artag":"ET Bureau","artdate":"2018-05-23 12:10:19","lastupd":"2018-05-23 12:11:43","breadcrumbTags":["KrazyBee","Xiaomi","Microlending","Mi Credit","Shunwei Capital","Industry"],"secinfo":{"seolocation":"telecomnews\/xiaomi-to-start-lending-operations-in-india-to-target-salaried-professionals"}}" data-authors="[" mugdha variyar"]" data-category-name="" data-category_id="" data-date="2018-05-23" data-index="article_1">

小米开始在印度贷款业务;针对专业的从业人员

Mi.com已经在线智能手机出货量市场份额10%,Flipkart公司和亚马逊的背后,都根据对比研究。

Mugdha Variyar
  • 更新5月23日,2018年在十二11点坚持
班加罗尔:IPO-bound中国智能手机公司小米在印度推出了它的第一个贷款产品的行吗小额贷款产品Mi信贷在中国,它提供了。

新的信贷产品,推出了与贷款合作平台KrazyBee,已经并将在几周内正式宣布,根据一个人的发展。

叫CreditBee,信贷产品是发薪日贷款从Rs 1000到十万的一段Rs 90天,按照上面的人引用。信贷将每月的利率为3%,将针对专业的从业人员,这位人士说。“Xioami贷款产品在中国各地段,它会复制一些在这里,”另一个贷款公司负责人表示,要求不透露姓名。

小米,KrazyBee没有提供一个评论。印度在FY2017小米把盈利单位,其在该国的第三年,8379卢比的销售。

去年在学生贷款KrazyBee Xioami投资,也将使其第二Zest-Money fintech空间在印度投资,上月报道。小米,Shunwei资本风险资本公司开始通过智能手机制造商小米创始人雷军,领导了一个800万美元在Bengaluru-based KrazyBee,有NBFC执照。ZestMoney可能筹集至多2000万美元的小米和现有投资者。小米已经提供了EMI选项消费者购买其与ZestMoney合作平台。

拉Reddy,小米在线销售主管,告诉ET上个月公司的投资将在很大程度上与公司的一致推动销售和用户体验。行业专家说,小米ZestMoney和Krazybee投资主要是帮助推动销售在Mi.com上提供购买力选项给用户。

Mi.com已经在线智能手机出货量市场份额10%,Flipkart公司和亚马逊的背后,都根据对比研究。
  • 发布于2018年5月23日下午12:10坚持

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  • 小米开始在印度贷款业务;针对专业的从业人员
\"\"BENGALURU: <\/strong>IPO-bound Chinese smartphone company Xiaomi<\/a> has launched its first lending product in India on the lines of the microlending<\/a> product Mi Credit<\/a> that it offers in China.
\n
The new credit product, launched in partnership with lending platform KrazyBee<\/a>, has already gone live and will be officially announced in a few weeks, as per a person aware of the development.
\n
\nCalled CreditBee, the credit product is a payday loan starting from Rs 1,000 up to Rs 1 lakh for a period of 90 days, as per the person cited above. The credit will be offered at an interest rate of 3% per month and will be targeted at salaried professionals, the person said. “Xioami has lending products across segments in China, and it will look to replicate some of them here as well,” a head of an alternative lending company said, requesting to not be named.
\n
\nXiaomi and KrazyBee<\/a> did not offer a comment. The Indian unit of Xiaomi had turned profitable in FY2017, its third year in the country, with sales of Rs 8,379 crore.
\n
Xioami invested in student lending KrazyBee last year, and is also set to make its second investment in the fintech space in India in Zest-Money, ET reported last month. Xiaomi and Shunwei Capital<\/a>, the venture capital firm started by smartphone maker Xiaomi founder Lei Jun, led an $8-million round in Bengaluru-based KrazyBee, which has an NBFC licence. ZestMoney could raise up to $20 million in a round with Xiaomi and existing investors. Xiaomi already offers EMI options to consumers for purchases on its platform in partnership with ZestMoney.
\n
Raghu Reddy, head of online sales for Xiaomi, had told ET last month that the company’s investments will largely align with the company’s push for sales and user experience. Industry<\/a> experts say that Xiaomi’s investment in ZestMoney and Krazybee is mainly to help push sales on Mi.com by offering affordability options to users.
\n
\nMi.com already has a 10% marketshare in online smartphone shipments, behind Flipkart and Amazon, according to CounterPoint Research.
\n\n<\/body>","next_sibling":[{"msid":64282985,"title":"Honor aims to be among top 3 smartphone brands in India","entity_type":"ARTICLE","link":"\/news\/honor-aims-to-be-among-top-3-smartphone-brands-in-india\/64282985","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[],"msid":64285089,"entity_type":"ARTICLE","title":"Xiaomi to start lending operations in India; to target salaried professionals","synopsis":"Mi.com already has a 10% marketshare in online smartphone shipments, behind Flipkart and Amazon, according to CounterPoint Research.","titleseo":"telecomnews\/xiaomi-to-start-lending-operations-in-india-to-target-salaried-professionals","status":"ACTIVE","authors":[{"author_name":"Mugdha Variyar","author_link":"\/author\/479245129\/mugdha-variyar","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479245129.cms?width=100&height=100&hostid=268","author_additional":{"thumbsize":true,"msid":479245129,"author_name":"Mugdha Variyar","author_seo_name":"mugdha-variyar","designation":"Assistant Editor - Consumer Internet","agency":false}}],"Alttitle":{"minfo":""},"artag":"ET Bureau","artdate":"2018-05-23 12:10:19","lastupd":"2018-05-23 12:11:43","breadcrumbTags":["KrazyBee","Xiaomi","Microlending","Mi Credit","Shunwei Capital","Industry"],"secinfo":{"seolocation":"telecomnews\/xiaomi-to-start-lending-operations-in-india-to-target-salaried-professionals"}}" data-news_link="//www.iser-br.com/news/xiaomi-to-start-lending-operations-in-india-to-target-salaried-professionals/64285089">