Several customers could not transfer funds instantly in the first two days of the new financial year as the core banking systems at some banks<\/a> failed to process IMPS<\/a> (Immediate Payment Service) or UPI<\/a> (Unified Payment Interface) transactions<\/a>. 由于年终系统维护银行系统被堵塞。交易被推迟超过24小时,本来可能在几秒钟。客户的银行与大型零售接口据说遭受的打击最为严重。 几个客户不能立即转移资金在头两天的新财政年度为核心银行系统在一些银行失败的处理小鬼(直接支付服务)或UPI(统一的支付接口)交易。
Bank systems<\/a> were clogged due to year-end system maintenance. Transactions were delayed for more than 24 hours, which otherwise would have been possible in a few seconds. Customers of top banks with large retail interfaces are said to have suffered the most.
This triggered a flood of complaints on Twitter even as National Payments Corporation of India<\/a> (NPCI<\/a>), an umbrella organisation of retail payments and settlements, issued a clarification. The latest outage was restricted to a few large banks and highlights the risks of 24×7 payments systems with more transactions moving online. An estimated 4.5 lakh transactions have been affected, say market experts.
“For both IMPS and UPI to function well, availability of the banks’ Core Banking Systems is mandatory,” said Dillip Asbe, MD and CEO at NPCI. “However, they were not functioning in full strength due to the financial year-end processing, which is carried out on April 1 every year. We acknowledged that on social media.\"
On April 1, IMPS and UPI are estimated to have reported about 9.7 and 76 million transactions. The very next day, those numbers inched up to 10.8 million and 90 million. In those two days, volumes were broadly 5-15 percent lower than then an average usual day.
The financial year end closing had led to some UPI and IMPS transaction failures at a few banks,” NPCI tweeted on April 2 post noon. “We have observed that most of these bank systems are back to normal since last evening. Customers may avail uninterrupted IMPS and UPI services.”
Bankers said that the failure rate for transactions was much higher than normal on April 1 as the down time for core banking systems for some banks extended as they updated for the new financial year.
\"It impacted some banks for a long period. If the core banking for bank 'A' does not respond it means transactions to and from that bank do not go through,” said a senior bank executive.
It seems there were more than one bank which was impacted but it was not a widespread systemic issue,” said the person.
To be sure, the estimated failure of transactions at 4.5 lakh were less than 4.5% of the average 10 to 12 million daily transactions managed by the NPCI. However, it is much higher than the less than 0.50% failure rates the system faces in normal courses.
“But don't forget UPI and IMPS are 24x7 systems; so these issues can occur sometimes,\" said another senior bank executive.
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年终压力达到基金的小鬼转账,UPI数百万
银行系统堵塞是由于年终系统维护。交易被推迟超过24小时,本来可能在几秒钟。客户的银行与大型零售接口据说遭受的打击最为严重。
这引发了大量投诉甚至在推特上印度的国家支付公司(NPCI),是一个组织零售支付和结算,做出了澄清。最新停机仅限于几大银行和突出的风险24×7移动在线支付系统有更多的交易。估计4.5十万的交易也受到了影响,市场专家说。
4月1日,小鬼,UPI报道估计有9.7和7600万个事务。第二天,这些数字微升至1080万年和9000万年。在这两天,成交量一般5 - 15百分比低于平均然后平常的一天。
财政年度结束关闭导致一些UPI和小鬼在几个银行交易失败,“NPCI推4月2日中午。“我们已经注意到,大多数的银行系统是自去年晚上恢复正常。客户可能效果不间断的小鬼和UPI服务。”
银行家表示,交易的失败率远远高于正常的停机时间在4月1日一些银行核心银行系统扩展为新的财政年度更新。
“一些银行长期的影响。如果银行的核心银行' A '不回应这意味着交易与银行不通过,”银行的一位高管表示。
似乎有一个以上的银行影响,但它并不是一个普遍的系统性问题,”这个人说。
可以肯定的是,估计失败的交易在4.5十万的不到4.5%的平均10到1200万由NPCI管理日常事务。然而,它远远高于系统面临的不到0.50%失败率在正常课程。
“但不要忘记UPI和小鬼是24 x7系统;所以有时会发生这些问题,”另一位银行高管表示。
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Several customers could not transfer funds instantly in the first two days of the new financial year as the core banking systems at some banks<\/a> failed to process IMPS<\/a> (Immediate Payment Service) or UPI<\/a> (Unified Payment Interface) transactions<\/a>.
Bank systems<\/a> were clogged due to year-end system maintenance. Transactions were delayed for more than 24 hours, which otherwise would have been possible in a few seconds. Customers of top banks with large retail interfaces are said to have suffered the most.
This triggered a flood of complaints on Twitter even as National Payments Corporation of India<\/a> (NPCI<\/a>), an umbrella organisation of retail payments and settlements, issued a clarification. The latest outage was restricted to a few large banks and highlights the risks of 24×7 payments systems with more transactions moving online. An estimated 4.5 lakh transactions have been affected, say market experts.
“For both IMPS and UPI to function well, availability of the banks’ Core Banking Systems is mandatory,” said Dillip Asbe, MD and CEO at NPCI. “However, they were not functioning in full strength due to the financial year-end processing, which is carried out on April 1 every year. We acknowledged that on social media.\"
On April 1, IMPS and UPI are estimated to have reported about 9.7 and 76 million transactions. The very next day, those numbers inched up to 10.8 million and 90 million. In those two days, volumes were broadly 5-15 percent lower than then an average usual day.
The financial year end closing had led to some UPI and IMPS transaction failures at a few banks,” NPCI tweeted on April 2 post noon. “We have observed that most of these bank systems are back to normal since last evening. Customers may avail uninterrupted IMPS and UPI services.”
Bankers said that the failure rate for transactions was much higher than normal on April 1 as the down time for core banking systems for some banks extended as they updated for the new financial year.
\"It impacted some banks for a long period. If the core banking for bank 'A' does not respond it means transactions to and from that bank do not go through,” said a senior bank executive.
It seems there were more than one bank which was impacted but it was not a widespread systemic issue,” said the person.
To be sure, the estimated failure of transactions at 4.5 lakh were less than 4.5% of the average 10 to 12 million daily transactions managed by the NPCI. However, it is much higher than the less than 0.50% failure rates the system faces in normal courses.
“But don't forget UPI and IMPS are 24x7 systems; so these issues can occur sometimes,\" said another senior bank executive.
<\/p><\/body>","next_sibling":[{"msid":81906093,"title":"RBI may set up task force soon: Rules for ARCs likely to be reviewed","entity_type":"ARTICLE","link":"\/news\/rbi-may-set-up-task-force-soon-rules-for-arcs-likely-to-be-reviewed\/81906093","category_name":null,"category_name_seo":"telecomnews"}],"related_content":[{"msid":"81900319","title":"UPI","entity_type":"IMAGES","seopath":"industry\/banking\/finance\/banking\/year-end-pressure-hits-fund-transfers-via-imps-upi-in-millions\/upi","category_name":"Year-end pressure hits fund transfers via IMPS, UPI in millions","synopsis":"On April 1, IMPS and UPI are estimated to have reported about 9.7 and 76 million transactions. The very next day, those numbers inched up to 10.8 million and 90 million. In those two days, volumes were broadly 5-15 percent lower than then an average usual day.","thumb":"https:\/\/etimg.etb2bimg.com\/thumb\/img-size-49338\/81900319.cms?width=150&height=112","link":"\/image\/industry\/banking\/finance\/banking\/year-end-pressure-hits-fund-transfers-via-imps-upi-in-millions\/upi\/81900319"}],"msid":81906103,"entity_type":"ARTICLE","title":"Year-end pressure hits fund transfers via IMPS, UPI in millions","synopsis":"Bank systems were clogged due to year-end system maintenance. Transactions were delayed for more than 24 hours, which otherwise would have been possible in a few seconds. Customers of top banks with large retail interfaces are said to have suffered the most.","titleseo":"telecomnews\/year-end-pressure-hits-fund-transfers-via-imps-upi-in-millions","status":"ACTIVE","authors":[{"author_name":"Saikat Das","author_link":"\/author\/479193971\/saikat-das","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479193971.cms?width=100&height=100&hid=268","author_additional":{"thumbsize":true,"msid":479193971,"author_name":"Saikat Das","author_seo_name":"saikat-das","designation":"Sr Asst Editor","agency":false}},{"author_name":"Joel Rebello","author_link":"\/author\/479242808\/joel-rebello","author_image":"https:\/\/etimg.etb2bimg.com\/authorthumb\/479242808.cms?width=100&height=100&hid=268","author_additional":{"thumbsize":true,"msid":479242808,"author_name":"Joel Rebello","author_seo_name":"joel-rebello","designation":"Assistant Editor","agency":false}}],"analytics":{"comments":0,"views":120,"shares":0,"engagementtimems":600000},"Alttitle":{"minfo":""},"artag":"ET Bureau","artdate":"2021-04-05 08:43:47","lastupd":"2021-04-05 08:44:29","breadcrumbTags":["UPI payments","banks","imps","bank systems","Industry","NPCI","Transactions","national payments corporation of india","upi"],"secinfo":{"seolocation":"telecomnews\/year-end-pressure-hits-fund-transfers-via-imps-upi-in-millions"}}" data-news_link="//www.iser-br.com/news/year-end-pressure-hits-fund-transfers-via-imps-upi-in-millions/81906103">
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