Tele-Talk新鲜的花,深入分析和观点从受人尊敬的行业领导者

清除短信的禁忌

该国的电信用户授权业务,确保品牌知名度和回忆。但没有达到,重点和潜在的卑微的SMS(短消息服务)。

Sanjay Kapoor
Sanjay Kapoor 前印度& SA, Bharti Airtel
As the sixth-largest economy in GDP terms, India is today an extremely lucrative market. The country\u2019s teeming telecom subscribers warrant businesses that ensure brand awareness and recall.<\/p>

For this purpose, advertising media include print, radio, TV and the internet. But none has the reach, focus and potential of the humble SMS (short message service).<\/p>

The 160 characters that make up an SMS can reach everyone, making messaging a sought-after and cost-effective medium. SMSes typically have a high open rate of over 90%, and a higher response rate than other channels, thereby making them a preferred medium for business-to-consumer (B2C) engagement.<\/p>

As evident from the 20 billion-plus application-to-person (A2P) messages a month sent in India alone, commercial communication has been extremely valuable for enterprises, telemarketers and telecom operators.<\/p>

Predominantly used for transaction alerts, service messages and promotions, global A2P messaging volumes were over 1.7 trillion in 2017 and are expected to rise beyond 2.7 trillion by 2022. However, not all messages are aligned with customer consent and preference, many constituting unsolicited commercial communication (UCC).<\/p>

UCC inconveniences end customers in several ways: spam, fraud, phishing, privacy breaches, etc. According to a 2016 Mobile Ecosystem Forum survey, more than 25% of customers worldwide receive an unsolicited SMS every day, with over 50% of the respondents reporting one weekly.<\/p>

Further, about 30% of the respondents have received at least one phishing message to trick them into disclosing personal data. Though the Telecom Regulatory Authority of India (Trai) has facilitated a \u2018Do Not Disturb\u2019 (DND) directory, unscrupulous elements have found unique ways to target customers. According to Trai, more than two million complaints about UCC have been recorded till July 2018.<\/p>

Globally, regulators have tried, with varying degrees of success, to ensure customers are safeguarded from UCC and subsequent frauds and privacy breaches. This includes introducing regulations, defining penalties and driving customer awareness programmes.<\/p>

However, in the absence of technology to monitor such initiatives, it has been increasingly difficult to ensure compliance. In regions such as the US, the EU, and Britain, regulators have actively engaged with stakeholders to ensure the creation of comprehensive regulatory frameworks to curb UCC.<\/p>

Britain and the EU have also started exploring options around blockchain-based solutions. In this context, the recent \u2018Telecom Commercial Communication Customer Preference Regulation, 2018\u2019 by Trai is a welcome step to drive compliance and create a cleaner ecosystem.<\/p>

The regulation is particularly pathbreaking as it envisages using distributed ledger and blockchain technology to increase trust and transparency by having a secure audit trail and artificial intelligence (AI) to enhance UCC pattern detection and resolution significantly. This would allow for a cleaner ecosystem and deliver rich customer experience.<\/p>

The regulation is focused on \u2018customer consent and preferences\u2019 as critical drivers for commercial communication, with data privacy being the underlying theme. Customers will now be empowered to choose when and what communication they receive, and from which enterprises they prefer to receive notification. Any deviation from a telemarketer will disallow message delivery to customers as the technology architecture will scrub these messages.<\/p>

India could be the first country to have such a comprehensive technology-based solution against UCC.<\/p>

Trai has placed the onus on telcos to ensure awareness for customers to exercise their discretion. The industry is responding.<\/p>

Further, other industry players such as IBM, TechMahindra and Tanla Solutions have also initiated efforts to create innovative solutions. Customers benefit, by accessing relevant communication. Enterprises benefit, by ensuring communications reach target customers.<\/p>

Based on blockchain principles, this could have many other use cases beyond telecom, such as in financial services, customer KYC and identity management.<\/p>","blog_img":"","posted_date":"2019-03-16 10:37:02","modified_date":"2019-03-16 10:37:02","featured":"0","status":"Y","seo_title":"Ridding the No-Nos in SMSes","seo_url":"ridding-the-no-nos-in-smses","url":"\/\/www.iser-br.com\/tele-talk\/ridding-the-no-nos-in-smses\/3476","url_seo":"ridding-the-no-nos-in-smses"}">

印度第六大经济体GDP而言,今天是一个非常有利可图的市场。该国的电信用户授权业务,确保品牌知名度和回忆。

为此,广告媒体包括印刷、广播、电视和互联网。但没有达到,重点和潜在的卑微的SMS(短消息服务)。

160个字符组成一个短信可以达到每个人,使消息传递一个受欢迎的和有效的媒介。短信通常有很高的打开率超过90%,和响应率高于其他渠道,从而使他们首选媒介企业对消费者(B2C)接触。

明显的20多亿application-to-person (A2P)一个月发送消息仅在印度,商业交流极其有价值的企业,电话销售和电信运营商。

主要用于事务提醒,服务信息和促销,2017年全球A2P消息成交量超过1.7万亿,到2022年预计将增长到2.7万亿。然而,并不是所有的消息都是与客户同意和偏好,许多的商业沟通(UCC)构成威胁。

UCC不便终端客户在几个方面:垃圾邮件,欺诈、钓鱼,侵犯隐私,等。2016年移动生态系统论坛的一项调查显示,超过25%的全球客户收到不请自来的短信每天,每周有超过50%的受访者报告一个。

此外,约30%的受访者已经收到至少一个网络钓鱼信息诱骗他们披露个人数据。尽管印度电信管理局(火车)创造了一个“请勿打扰”(DND)目录,肆无忌惮的元素发现目标客户独特的方式。根据火车,二百万多抱怨UCC记录直到2018年7月。

全球监管机构试图,不同程度的成功,以确保客户维护UCC及随后的欺诈行为和侵犯隐私。这包括引入规则,定义惩罚和推动客户意识项目。

然而,在缺乏技术监控这类项目,它已经越来越难以确保遵从性。地区如美国,欧盟,和英国监管机构与利益相关者积极参与,确保全面监管框架来遏制UCC的创建。

英国和欧盟也开始探索周围选择blockchain-based解决方案。在这种背景下,最近的电信商业沟通客户偏好的规定,2018年,火车是一个受欢迎的一步推动合规和创建一个更清洁的生态系统。

监管尤其开创性的设想使用分布式分类帐和区块链技术增加信任和透明安全审计跟踪和人工智能(AI)显著提高UCC模式检测和解决。这将允许一个更清洁的生态系统和提供丰富的用户体验。

监管是关注客户同意和偏好的关键驱动商业通信,数据隐私是底层的主题。客户现在将有权选择和他们沟通获得时,企业他们更愿意接收通知。任何偏离电话将不允许消息传递客户的技术架构将取消这些消息。

印度可能是第一个国家对UCC有这样全面技术的解决方案。

火车已经把责任放在电信公司,以确保为客户意识行使自由裁量权。这个行业做出了回应。

此外,其他行业参与者,如IBM, TechMahindra和Tanla解决方案也开始努力创造创新的解决方案。客户利益,通过访问相关的沟通。企业效益,通过确保通信达到目标客户。

基于区块链原则,这可能有许多电信之外的其他用例,如在金融服务领域,客户什么水平和身份管理。

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As the sixth-largest economy in GDP terms, India is today an extremely lucrative market. The country\u2019s teeming telecom subscribers warrant businesses that ensure brand awareness and recall.<\/p>

For this purpose, advertising media include print, radio, TV and the internet. But none has the reach, focus and potential of the humble SMS (short message service).<\/p>

The 160 characters that make up an SMS can reach everyone, making messaging a sought-after and cost-effective medium. SMSes typically have a high open rate of over 90%, and a higher response rate than other channels, thereby making them a preferred medium for business-to-consumer (B2C) engagement.<\/p>

As evident from the 20 billion-plus application-to-person (A2P) messages a month sent in India alone, commercial communication has been extremely valuable for enterprises, telemarketers and telecom operators.<\/p>

Predominantly used for transaction alerts, service messages and promotions, global A2P messaging volumes were over 1.7 trillion in 2017 and are expected to rise beyond 2.7 trillion by 2022. However, not all messages are aligned with customer consent and preference, many constituting unsolicited commercial communication (UCC).<\/p>

UCC inconveniences end customers in several ways: spam, fraud, phishing, privacy breaches, etc. According to a 2016 Mobile Ecosystem Forum survey, more than 25% of customers worldwide receive an unsolicited SMS every day, with over 50% of the respondents reporting one weekly.<\/p>

Further, about 30% of the respondents have received at least one phishing message to trick them into disclosing personal data. Though the Telecom Regulatory Authority of India (Trai) has facilitated a \u2018Do Not Disturb\u2019 (DND) directory, unscrupulous elements have found unique ways to target customers. According to Trai, more than two million complaints about UCC have been recorded till July 2018.<\/p>

Globally, regulators have tried, with varying degrees of success, to ensure customers are safeguarded from UCC and subsequent frauds and privacy breaches. This includes introducing regulations, defining penalties and driving customer awareness programmes.<\/p>

However, in the absence of technology to monitor such initiatives, it has been increasingly difficult to ensure compliance. In regions such as the US, the EU, and Britain, regulators have actively engaged with stakeholders to ensure the creation of comprehensive regulatory frameworks to curb UCC.<\/p>

Britain and the EU have also started exploring options around blockchain-based solutions. In this context, the recent \u2018Telecom Commercial Communication Customer Preference Regulation, 2018\u2019 by Trai is a welcome step to drive compliance and create a cleaner ecosystem.<\/p>

The regulation is particularly pathbreaking as it envisages using distributed ledger and blockchain technology to increase trust and transparency by having a secure audit trail and artificial intelligence (AI) to enhance UCC pattern detection and resolution significantly. This would allow for a cleaner ecosystem and deliver rich customer experience.<\/p>

The regulation is focused on \u2018customer consent and preferences\u2019 as critical drivers for commercial communication, with data privacy being the underlying theme. Customers will now be empowered to choose when and what communication they receive, and from which enterprises they prefer to receive notification. Any deviation from a telemarketer will disallow message delivery to customers as the technology architecture will scrub these messages.<\/p>

India could be the first country to have such a comprehensive technology-based solution against UCC.<\/p>

Trai has placed the onus on telcos to ensure awareness for customers to exercise their discretion. The industry is responding.<\/p>

Further, other industry players such as IBM, TechMahindra and Tanla Solutions have also initiated efforts to create innovative solutions. Customers benefit, by accessing relevant communication. Enterprises benefit, by ensuring communications reach target customers.<\/p>

Based on blockchain principles, this could have many other use cases beyond telecom, such as in financial services, customer KYC and identity management.<\/p>","blog_img":"","posted_date":"2019-03-16 10:37:02","modified_date":"2019-03-16 10:37:02","featured":"0","status":"Y","seo_title":"Ridding the No-Nos in SMSes","seo_url":"ridding-the-no-nos-in-smses","url":"\/\/www.iser-br.com\/tele-talk\/ridding-the-no-nos-in-smses\/3476","url_seo":"ridding-the-no-nos-in-smses"},img_object:["","retail_files/pic_author_1399353535_temp.jpg"],fromNewsletter:"",newsletterDate:"",ajaxParams:{action:"get_more_blogs"},pageTrackingKey:"Blog",author_list:"Sanjay Kapoor",complete_cat_name:"Blogs"});" data-jsinvoker_init="_override_history_url = "//www.iser-br.com/tele-talk/ridding-the-no-nos-in-smses/3476";">